Job Recruitment Website - Social security inquiry - How many months do employees pay medical insurance cards every year?
How many months do employees pay medical insurance cards every year?
Due to the different payment and arrival time of the monthly medical insurance premium of each insured unit, the arrival time of the monthly medical insurance premium of the insured individual account will be different. If the medical insurance personal account has not arrived, the insured can contact his unit to confirm whether the medical insurance payment has arrived.
The relevant provisions of the medical insurance card:
1, the full name of personal account for medical insurance is personal account for basic medical insurance, or personal account for short. Personal accounts are mainly used to record and store personal account funds and are used for personal medical consumption according to regulations.
2. The main sources of personal account funds include: medical insurance premiums paid by individuals; A certain percentage of social medical insurance premium paid by the employer; Some include personal account start-up funds paid by employers for individuals; And the interest income of personal account funds generated with the increase of insurance years.
3. Personal account payment scope: usually used to pay the insured's specific medical expenses, including outpatient expenses incurred by designated medical institutions; Drug purchase expenses in designated retail pharmacies: among the basic medical expenses for specific items of inpatient and outpatient services in designated hospitals, the expenses below the Qifubiaozhun shall be co-ordinated; the expenses exceeding the Qifubiaozhun shall be borne by individuals.
4, the insured person to use personal account funds to pay medical expenses, shall comply with the provisions of the scope of basic medical drugs, diagnosis and treatment projects, medical service facilities and payment standards.
In fact, the question of when to pay the medical insurance social security card every year is not absolute. Although most medical cards are around the 20th, it is normal that the time for medical insurance expenses to arrive is slightly different according to everyone's actual situation. If it is not received for a long time, it is necessary for the cardholder to go to official website or ask the staff of the Social Security Bureau.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 14 Individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.
Fifteenth basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.
Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.
Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
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