What are the benefits of paying social security in Shanghai?

Social security is commonly known as "five risks". China has established social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. What are the benefits of paying social security to employees in Shanghai recently? The following is for reference only!

Benefits of paying endowment insurance in Shanghai

Old-age insurance refers to a social security system established in accordance with legal procedures, organized and managed by the competent government departments, in which units and employees bear the obligation to pay old-age insurance premiums, and retirees enjoy basic old-age insurance benefits according to the payment of old-age insurance premiums.

Retirees who enjoy pension insurance benefits shall meet the following conditions at the same time:

(a) to reach the retirement age stipulated by the state and this Municipality;

(two) the unit and I pay the old-age insurance premium according to the regulations;

(three) before the implementation of these measures, the continuous length of service (including payment years) was 15 years, or after the implementation of these measures, the work and payment were 15 years.

All retirees who meet the conditions mentioned in the preceding paragraph may go through the formalities of receiving pension from the endowment insurance management center; After the approval of the endowment insurance management center, the pension is received monthly.

Benefits of paying medical insurance in Shanghai

Conditions for employees to enjoy basic medical insurance benefits:

If the employer and its employees pay medical insurance premiums in accordance with the regulations, the employees can enjoy the basic medical insurance benefits from the month following the payment of medical insurance premiums; Workers who have not paid medical insurance premiums cannot enjoy basic medical insurance benefits.

If the employer applies for holdover of medical insurance premiums in accordance with relevant regulations, the employees will not stop enjoying the basic medical insurance benefits during the approved holdover period.

Employers and their employees who should pay medical insurance premiums but have not paid them can continue to enjoy basic medical insurance benefits after paying medical insurance premiums in full.

If the number of years (including deemed payment period) that the employer and its employees have paid medical insurance premiums exceeds 15 years, the employees can enjoy basic medical insurance benefits after retirement. As for the calculation of the payment period, it shall be stipulated separately by the Municipal Human Resources and Social Security Bureau.

Workers can receive pensions in the month when they reach the statutory retirement age and go through retirement procedures. The basic medical insurance premium paid by the employer is included in its personal medical account, and it is included according to the inclusion standard of the last month of its employment; The payment of medical expenses shall be implemented in accordance with the provisions of the basic medical insurance for retirees.

Retirees who have enjoyed basic medical insurance benefits in accordance with the relevant provisions before the implementation of these measures are not subject to the restrictions stipulated in this article.

Benefits of paying unemployment insurance in Shanghai

Unemployed persons who meet the following conditions at the same time can receive unemployment insurance benefits:

(1) Discontinuing employment against my will within the legal working age;

(2) Having a permanent residence in this Municipality;

(3) I paid unemployment insurance premiums in accordance with regulations during my employment;

(4) Having paid unemployment insurance premium for one year before dissolving or terminating the labor or work relationship;

(five) in accordance with the provisions of these rules, the unemployment registration, job registration and unemployment insurance registration procedures have been handled, and there are job requirements.

Unemployed persons can enjoy other unemployment insurance benefits at the same time while receiving unemployment insurance benefits.

Benefits of paying industrial injury insurance in Shanghai

Bidding conditions

1. Workers with work-related injuries must go through the work-related injury identification (confirmation) and labor ability appraisal of the district (county) Human Resources and Social Security Bureau;

2, the employer shall pay work-related injury insurance premiums in accordance with the provisions;

3. Workers with work-related injuries have participated in social insurance in this Municipality in the month of the accident, and paid social insurance premiums as required.

Shanghai maternity insurance benefits

Women who apply for maternity living allowance and maternity medical expenses allowance must meet the following conditions:

(1) Having urban household registration in this Municipality;

(two) to participate in urban social insurance in this Municipality;

(3) family planning;

(four) in accordance with the provisions of the establishment of obstetrics and gynecology medical institutions to produce or abortion (including natural abortion and induced abortion).