Will social security cards be frozen by banks?

Social security cards are generally not frozen by banks.

Because the social security card is an important voucher for receiving social security benefits and medical insurance reimbursement, it has nothing to do with the bank account. However, if the social security card is bound to the bank account, and the bank account is in arrears or other problems, it may cause the bank to freeze the account, further affecting the use of the social security card. In addition, if you apply for a social security card through a bank, you may need to go through the corresponding formalities at the bank and pay the relevant fees, otherwise the bank may freeze the account.

The social security card has the following functions:

1, personal social security related information records, electronic certificates and information inquiry, etc. ;

2. Record the insured's name, ID number, date of birth, gender, nationality, household registration and other basic information;

3, query my pension, unemployment, medical care, work injury and maternity insurance payment;

4. You can take the card to the hospital and go to the pharmacy to buy medicine;

5 for medical care, unemployment, pension, work injury, maternity and other social security affairs;

6. Query the total amount of endowment insurance and medical insurance;

7. Handle social security affairs such as receiving pensions, job hunting and unemployment registration, and even participate in vocational training;

8. It will have multiple functions of a card, such as paying water and electricity bills, swiping a card by bus and electronic wallet.

To sum up, it is recommended to confirm your bank account before using the social security card, so as not to affect the normal use of the social security card.

Legal basis:

Article 64 of People's Republic of China (PRC) Social Insurance Law

Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. All social insurance funds shall be accounted for according to the types of social insurance, and a unified national accounting system shall be implemented.

The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it.

The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.