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Can you pay more for your own insurance?
If you are an individual, you can only pay for two types of insurance, pension and medical insurance, and, if you have paid for employee health insurance, you pay for other social security, belong to the duplication, can only use one of them, so there is no need to take out additional insurance, or even more stringent, you need to stop one of them in a timely manner. So about the unit of social security to pay too low this matter, they can privately negotiate with the unit to improve the base of the contribution. This from the overall payment of five insurance and one gold, the unit side is not allowed, because each year the contribution base is changing, upward adjustment. The unit to declare the contribution base for the employee, can not be lower than the average value approved by the social security department. To raise the pension insurance, the base of other insurance must also be raised. That is to say, if the individual employee wants to pay more, the unit will have to raise the standard of contribution accordingly, which will have an impact on the unit. Generally speaking, social security is only able to pay a, and in accordance with the provisions of the unit should have the unit to pay, rather than their own payment. The contribution base is determined in accordance with your average salary income in the previous year, if the unit does not pay according to the prescribed contribution base, you can ask the unit to pay in accordance with the provisions. If you are an individual, is only able to pay the pension and medical insurance two kinds of insurance, and, if you have paid the employee health insurance, and then pay the other social security, belongs to the duplication, can only use one of them, so there is no need to additional insurance, even more strict, you need to stop one of them in a timely manner. Therefore, about the unit of social security to pay too low this matter, they can privately negotiate with the unit to improve the base of the contribution.
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