What is the difference between rural medical insurance and social security

The difference between rural health insurance and social security health insurance is as follows:

1, the object of insurance is different, the object of rural health insurance is the rural household residents, social security health insurance object for the working staff or urban residents;

2, the period of protection is different, rural health insurance is to pay a year to insure a year, the social security health insurance is required to continue to pay for a minimum of 15 years in order to enjoy lifelong health care;

3, the reimbursement rate is different, the reimbursement rate is lower, while the reimbursement rate is higher. p>

3, the reimbursement ratio is different, rural health insurance reimbursement ratio is lower, while the social security health insurance reimbursement ratio is higher;

4, with or without personal health insurance account, rural health insurance is no personal health insurance account, social security health insurance has a personal health care account;

5, coverage of the population is different, rural health insurance can only participate in the farmers, the social security health insurance is the employer and the individual contribution to establish the medical insurance fund. Medical insurance fund, is the state in order to compensate workers for the risk of disease suffered economic losses and the establishment of a social insurance system, township and village enterprises as well as employees, owners of urban self-employed economic organizations and their employees are also to be included in the scope of the basic medical insurance;

Legal basis

The Chinese people **** and the state of the basic urban workers Article 2 of the Regulations on Medical Insurance, the following units and their employees must participate in basic medical insurance in accordance with these Regulations:

(1) enterprises and their employees;

(2) organs, institutions, intermediary organizations, social organizations, private non-enterprise units and their employees;

(3) units of employers belonging to the armed forces and their employees who are not in the military. Article 3 The basic medical insurance fund for urban employees shall be established under a system combining individual medical accounts (hereinafter referred to as individual accounts) and payments from the basic medical coordinating fund (hereinafter referred to as the coordinating fund).

The ownership of the individual account belongs to the individual. The ownership of the integrated fund belongs to all the people who participate in the basic medical insurance. Article 2 of the Social Insurance Law of the People's Republic of China (PRC) The State establishes a social insurance system for basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., to safeguard the right of citizens to receive material assistance from the State and society in old age, sickness, industrial injury, unemployment and maternity, etc., in accordance with the law. Article 4 Employing units and individuals within the territory of the People's Republic of China*** and the State pay social insurance premiums in accordance with the law, and have the right to inquire about the records of payment of premiums and the records of individual rights and interests, and to request that the social insurance administration organizations provide social insurance advice and other related services.

Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise the payment of contributions for them by their own units.