What does social security mean?

1: social security

Social security is social insurance, including pension, medical care, unemployment, maternity and work injury insurance.

2. Social insurance

Social insurance is a kind of welfare provided by the state to the people, with a wide range of protection and a relatively low degree of protection. But social insurance is the foundation, commercial insurance is the supplement, and the function of social insurance is irreplaceable by commercial insurance. Therefore, it is suggested to purchase social insurance first, and then consider commercial insurance if possible. Social security pension insurance can be paid 15 years, medical insurance can be paid for 20 years, and you can also enjoy medical insurance benefits after retirement.

3. "Five Risks":

According to the wages of employees, the proportion of units and individuals.

Generally speaking, the pension insurance unit bears 2 1% (non-agricultural registered permanent residence), 14% (agricultural registered permanent residence), and the individual bears 8%;

The medical insurance unit bears 8.5% and the individual bears 2%;

Unemployment insurance unit undertakes 1%, and individual undertakes1%;

1% maternity insurance shall be borne by the unit;

0.4- 1.2% of work-related injury insurance is also borne by the unit, and individual employees do not bear maternity and work-related injury insurance.

4. Function:

Basic information such as the cardholder's name, gender and citizenship number, as well as the cardholder's personal status (employment, unemployment, retirement, etc.) are recorded on the social security card face and card. ) marked in the card, you can record the cardholder's social insurance payment, pension insurance personal account information, medical insurance personal account information, professional qualifications and skills, working experience, work-related injuries and occupational diseases. Social security card is the electronic certificate for workers to work in the field of labor security. Cardholders can use their cards to seek medical treatment and settle medical insurance personal accounts; You can handle endowment insurance affairs with your card; You can apply to the relevant departments for job registration and unemployment registration, unemployment insurance and employment training; You can apply for labor ability appraisal with your card and enjoy work-related injury insurance benefits. In addition, the social security card is the key for workers to open the door to the contact system. With this key, cardholders can query information online and handle related labor and social security affairs online in the future.