Can the money in the medical insurance card be used for self-funded projects?

Self-funded projects can use the money in the medical insurance card.

The money in the personal account of medical insurance belongs to the insured. According to the national medical insurance policy, the money in the personal account of medical insurance should be earmarked for medical expenses. Whether it is outpatient service, hospitalization, or buying medicine at a designated social security pharmacy. As long as individuals need to spend money in these places, they can spend the money in the medical insurance account first.

The role of medical insurance card:

1. Used for purchasing drugs: when the insured purchases drugs, medical devices, disinfection products, etc. In the designated retail stores of medical insurance, they can pay with medical insurance cards. It should be noted that the purchase amount of medical insurance card is less than 200 every half month;

2. For seeing a doctor: When the insured is sick, he can register and see a doctor in a designated hospital with a medical insurance card and a medical insurance manual in a designated medical institution. Outpatient (emergency) medical expenses, medical expenses below the overall fund qifubiaozhun and medical expenses above the overall fund qifubiaozhun and below the maximum payment limit can use medical insurance cards;

3. Used to help relatives pay medical insurance premiums: After signing a payment agreement with the medical insurance management center, the insured can use the funds in the personal account of the medical insurance card to pay the basic medical insurance premiums for urban residents for their relatives, but the number of times is limited to two or less;

4. Physical examination: The insured can use personal accounts to settle the health examination expenses of designated medical institutions below the municipal level (including the municipal level).

To sum up, when the number of medical insurance card transactions reaches 60, the insured employees must go to China Bank Savings Office to print the transaction records, or stop using the card. After the transaction record is printed, the card can continue to be used.

Legal basis:

Article 25 of People's Republic of China (PRC) Social Insurance Law

The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.

Article 26

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.