What if I die just 2 months after retiring, after 35 years of social security payments? Family members can inherit?

Just finished the retirement, only to receive 2 months of pension, died, once paid 35 years of social security how to do? Encountered such a thing, I think a lot of people are immersed in grief, for which we also expressed great pain.

As the saying goes, people eat grains and cereals, which does not get sick, if the retiree just retired and passed away, before paying the balance of the individual social security, is completely inheritable, this we do not have to worry.

But ah we have to figure out, paid social security pensions are what money? A **** consists of two parts, the first has the balance of the individual pension insurance account, the second has the balance of the individual health insurance account.

Then the enterprise workers in the payment of social security, is the individual to pay a part, the company also for you to pay a part. Then for the deceased retiree, can inherit only the balance in the personal account.

If the proportion of previous personal contributions is high, the higher the amount that can be inherited, as a family member to do is to prepare the materials, according to the law of inheritance, the amount of the personal account to receive the hand.

According to the relevant provisions, the survivors of the deceased retiree, able to receive the balance of the social security personal account, funeral expenses, a one-time pension.

Let's start with the funeral expenses section.

Funeral expenses are usually based on a two-month basis. The basis for calculation is based on the death of the province in the previous year, the per capita disposable income of urban residents, we assume that the province's per capita disposable income of 6,000 yuan, then according to the standard calculation of two months, the funeral expenses can receive 12,000 yuan. Assuming that the per capita disposable income of the province is 4,000 yuan, then the funeral expenses are 8,000 yuan.

Next is the pension.

Some regions call it differently, there are called relief money, there are also called relief expenses, in short, basically a one-time payment.

Currently, our country has reformed the pension, and the calculation method is nationally standardized. Previously, all provinces had different ways of calculating pensions, some only a few hundred dollars, some as high as tens of thousands of dollars. Now they have all been unified.

If it is paid 35 years of social security, according to the standard of payment, more than 30 years, the number of months of payment is 24 months. Because it is already received 2 months of pension, to be deducted in 24 months.

The pension standard should also be calculated on the basis of the local average monthly disposable income of the previous year, if the local per capita disposable income is 4000 yuan, then the one-time pension is close to 100,000 yuan! This is really a lot of money.

Third is the social security personal account.

We know that social security is five insurance, and can inherit only personal health insurance account, personal pension account these two. We know that health insurance and pension after retirement, every month will be fixed to the card, after all, paid 35 years, only to receive 2 months, since you can not enjoy the future treatment, then the previous payment of health insurance and pension insurance will be returned, but the company for you to pay for the part of the return is not.