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How much is the maternity insurance reimbursement in 2022?

Legal subjectivity:

1. How much is the maternity insurance reimbursement? 1. The maternity check-up, delivery, surgery, hospitalization and medical expenses of female employees shall be paid by the maternity insurance fund. Medical business expenses and drug expenses (including self-funded drugs and nutritional drugs) exceeding the prescribed amount shall be borne by the employees themselves. 2, female workers after discharge, medical expenses caused by childbirth, paid by the maternity insurance fund; The medical expenses of other diseases shall be handled in accordance with the provisions of medical insurance benefits. After the expiration of maternity leave, if a female employee needs rest and treatment due to illness, it shall be handled in accordance with the relevant provisions on sick leave and medical insurance benefits. 3. Female employees shall enjoy maternity allowance according to law during maternity leave, which shall be paid by the maternity insurance fund according to the average monthly salary of employees in the previous year. 4. The maternity insurance policy emphasizes that if the maternity allowance is higher than my maternity leave salary standard, the employer may not deduct it; If the maternity allowance is lower than my maternity leave wage standard, the difference shall be made up by the employer. In other words, the maternity allowance will not be lower than the average wage of the unit. The monthly maternity allowance for female employees is 3,500 yuan, and the average monthly salary of the employer is 4,500 yuan. The difference of 1 0,000 yuan needs to be made up by the employer. Second, maternity insurance benefits 1, maternity allowance: maternity allowance is the salary of female employees during maternity leave. If the maternity allowance is lower than my salary standard, the difference will be made up by the enterprise. Maternity allowance is calculated according to the payment base of the month when female employees give birth divided by 30 and multiplied by the number of days of maternity leave. 2 employees who have participated in maternity insurance for a total of one year are still insured when they give birth (abortion) and enjoy maternity insurance benefits according to relevant regulations. 3, maternity insurance benefits maternity allowance payment standards, based on the average monthly salary of employees in the previous year, according to the provisions of the holiday plan. Maternity insurance = maternity allowance+Medicaid. 3. How long does it take for maternity insurance reimbursement to arrive? Generally, it won't last more than three months. According to the maternity insurance policy, maternity allowance must be applied by the employer. Enterprises must go to the local social security agency to handle the required information after deducting money from the financial department of the social security center from the 20th to 25th of the month following the birth of female employees. Generally, in the second half of the application, the maternity allowance will be paid to the unit account, and then the unit will pay it to the individual.