Three insurance hardware refers to what

Legal analysis: three insurance is the most basic social insurance, including: pension insurance, medical insurance, unemployment insurance.

Three insurance belongs to the social insurance, is now usually said to be "five insurance and one gold", the specific five insurance that is: pension insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance; a gold that is: housing provident fund.

Paying three insurance is the national social security policy, any employer should be insured for employees. As long as you have signed a formal labor contract with your employer, it should insure you.

But the three insurance is not entirely paid by your unit, but by you and the unit **** with the payment. According to the employee's salary, the ratio of unit and personal responsibility is generally: 20% for the unit and 8% for the individual for pension insurance; 10% for the unit and 8% for the individual for medical insurance; and 2% for the unit and 1% for the individual for unemployment insurance.

The pension insurance is mainly for receiving pension after retirement.

Medical insurance is mainly to reimburse about 50% of the cost when you are sick and hospitalized.

Hardware: medical insurance premiums, social insurance premiums, individual pension insurance premiums, maternity insurance premiums, unemployment insurance premiums.

Legal basis: "The People's Republic of China Social Insurance Law" Article 64 The social insurance fund includes the basic pension insurance fund, the basic medical insurance fund, the industrial injury insurance fund, the unemployment insurance fund and the maternity insurance fund. With the exception of the basic medical insurance fund and the maternity insurance fund, which are combined and accounted for in a single account, the other social insurance funds are accounted for in separate accounts according to the type of social insurance. The social insurance funds are subject to the unified accounting system of the State.

Social insurance funds are earmarked for specific purposes, and may not be appropriated or diverted by any organization or individual. The basic old-age insurance fund shall gradually implement national coordination, and other social insurance funds shall gradually implement provincial coordination, with the specific time and steps to be stipulated by the State Council.