Can the balance in a social security card be withdrawn after death?

The money in a social security card cannot be taken out after a person's death, but the money in a social security card can be inherited.

If a social security cardholder dies, the money in his or her social security card can be taken out in the following ways:

1. The money in the cardholder's social security card will be transferred directly to his or her heir's social security card;

2. If the chi chain heir does not have an account on his or her social security card, the money in the social security card will be taken out directly and paid in a lump sum to the heir;

3, If if the cardholder has no heir Xunqin, the money in the social security card will be included in the national social security fund.

Participating in the basic pension insurance mu zai bi individuals, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; in the case of disability due to illness or non-work-related total loss of the ability to work when they have not reached the legal retirement age, they can receive a disability allowance. The necessary funds are paid from the basic pension insurance fund.

If an unemployed person dies while receiving unemployment insurance benefits, his or her surviving family members shall be paid a one-time funeral allowance and pension in accordance with the local regulations on the death of active workers. The required funds are paid from the Unemployment Insurance Fund. Where an individual dies while eligible for a basic pension insurance funeral benefit, a work-injury insurance funeral benefit and an unemployment insurance funeral benefit, the survivors may choose to receive only one of these benefits.

Legal basis: Article 14 of the Social Insurance Law of the People's Republic of China

Individual accounts may not be withdrawn in advance, and the interest rate of the account shall not be lower than the interest rate of the bank's fixed-term deposits, and shall be exempt from interest tax. If an individual dies, the balance of the individual account may be inherited.