How to buy Huimin Bao

How to sign up for Huimin Bao: WeChat pays attention to the official account of "How to sign up for Fujian Huimin Bao", and click "Sign up separately" in the menu bar to sign up.

"Huimin insurance" is a supplementary medical insurance guided by the government. Coordinated by Fujian Insurance Industry Association, China People's Property Insurance Co., Ltd. Fujian Branch, China Life Insurance Co., Ltd. Fujian Branch, China Ping An Property Insurance Co., Ltd. Fujian Branch, China United Property Insurance Co., Ltd. Fujian Branch, new china life insurance co Co., Ltd. Fujian Branch, China People's Health Insurance Co., Ltd. Fujian Branch, Taikang Pension Insurance Co., Ltd. Fujian Branch, Eight insurance companies of Taiping Property Insurance Co., Ltd. and Beijing Global Insurance Brokerage Co., Ltd. provide brokerage services for Fujian Branch, which is a customized inclusive commercial supplementary medical insurance in Fujian Province, that is, "Huimin Insurance", which is a unified guarantee product for the insured of basic medical insurance in Fujian Province. Fujian Huimin Insurance, a kind of government-directed insurance, truly realizes "low premium, low threshold and high insurance coverage".

"Huimin Bao" is suitable for the crowd.

The entry threshold of Fujian Huimin insurance is much lower than that of ordinary commercial medical insurance. Not only are there no age and occupation restrictions, but there are also no health restrictions. Compared with other insurances, it is rare. Anyone who participates in the basic medical insurance in Fujian Province (except Xiamen) can participate in the insurance.

1. Reimbursement ratio: Many similar products are reimbursed by 70%, and some are reimbursed by 100%, but usually about 80% are big. However, after deducting the corresponding exemption, the reimbursement rate of this product is not high, ranging from 50% to 70% for normal people, and only 30% for people with past medical history;

2. Underwriting content: To understand how Fujian Huimin Bao is, underwriting responsibility is the key. Some of this product only covers the expenses in the social security catalogue, and some self-funded drugs outside the social security catalogue can also be reported; This product not only reimburses hospitalization expenses inside and outside the medical insurance catalogue, but also has anti-cancer specific drugs;

3. Requirements for past diseases: For past diseases, all regions can be insured, but no compensation is paid. Specific diseases are different, but Fujian Huimin Insurance can pay compensation, which has certain public welfare to a certain extent;

4. Special drugs: the drug list is different, many of them are between 15-25, and this product has 30 kinds of cancer+rare diseases.