Can prisoners buy medical insurance?

I. Dealing with the social insurance relationship of criminals

According to the relevant laws and regulations of our country, the social insurance relationship of prisoners will generally be interrupted in during the period of suspension. This is because they have lost their ability to work and cannot continue to participate in the payment of social insurance during their imprisonment. However, this does not mean that they have completely lost the right to enjoy social insurance benefits.

Second, the possibility of prisoners buying medical insurance.

Although the social insurance relationship of prisoners is affected to some extent, prisoners can still buy medical insurance under some special circumstances. For example, in some areas, families of prisoners can be allowed to buy medical insurance for them to ensure their medical security during their imprisonment. In addition, with the continuous improvement of the social security system, there may be more medical security policies for prisoners in the future.

Three, the actual situation of medical insurance benefits for prisoners

It should be noted that even if prisoners can purchase medical insurance, they may be subject to certain restrictions when actually enjoying medical insurance benefits. For example, some medical services may not be covered by medical insurance, or the reimbursement rate may be low. This is mainly due to the special status of prisoners and the special environment during their imprisonment.

Four. Suggestions and prospects

It is very important for prisoners to pay attention to their own medical security. It is suggested that they and their families actively understand the local medical insurance policy and strive to provide necessary medical security for prisoners. At the same time, the government and society should also pay more attention to and study the medical security of prisoners, and formulate more perfect and reasonable policies to ensure that the basic medical rights and interests of prisoners are guaranteed.

To sum up:

While serving a sentence, the possibility of purchasing medical insurance is limited, but it is still possible to enjoy or purchase medical insurance under certain circumstances. When actually enjoying medical insurance benefits, you may be subject to certain restrictions. Therefore, prisoners and their families should actively understand the local medical insurance policies and strive to provide better medical security for themselves or their relatives. At the same time, the government and society should pay more attention to and study the medical security of prisoners, and constantly improve relevant policies to protect the basic medical rights and interests of prisoners.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 23 provides that:

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

People's Republic of China (PRC) Prison Law

Article 54 provides that:

A prison shall set up medical institutions and living sanitation facilities, and establish a living sanitation system for prisoners. The medical care of criminals is included in the health and epidemic prevention plan of the prison area.