Changzhou Five Insurance and One Gold Payment Proportion 2023

The payment ratio of five insurances and one gold in Changzhou 2023 is fixed. Five insurance employers should bear 16% old-age insurance, 0.8% maternity insurance, 0.4% work-related injury insurance, 0.5% unemployment insurance and 7% medical insurance. Individual workers should bear 8% pension insurance, 2% medical insurance and 0.5% unemployment insurance. The annual social security contribution base will also be adjusted in terms of upper and lower limits. According to the regulations, the minimum social security payment base is 4,494 yuan and the maximum is 24,042 yuan. According to the minimum payment base, the social security unit shall bear110.02 yuan, and the individual shall bear 47 1.87 yuan. The higher the wage base, the higher the social security expenses we have to bear.

Payment ratio of five insurances and one gold in Changzhou: pension insurance payment ratio: 20% for the unit and 8% for the individual. Proportion of medical insurance payment: 8% for the unit and 2% for the individual. Unemployment insurance payment ratio: 2% for the unit and 0/%for the individual. The industrial injury insurance unit is 0.5%, and individuals do not need to pay. Maternity insurance payment ratio: 0.7% for the unit, and no payment for the individual. The contribution ratio of housing provident fund: 8%- 12% for the unit and 8%- 12% for the individual.

1. What is the social insurance payment ratio in Changzhou?

(1) Pension insurance unit contribution ratio: 21%; Individual contribution ratio: 8%

(2) Payment ratio of medical insurance units:11%; Individual contribution ratio: 2%

(3) Unemployment insurance unit contribution ratio:1.5%; Individual contribution ratio: 0.5%

(4) Payment ratio of maternity insurance unit:1%; Individuals do not bear the payment.

(5) Payment ratio of industrial injury insurance unit: 0.5%; Individuals do not bear the payment.

2. What is the payment ratio of Changzhou housing provident fund?

The employee himself and the unit housing provident fund and supplementary housing provident fund deposit ratio and degree are the same. That is, the housing provident fund deposit ratio is still 7% each; The proportion of supplementary housing provident fund deposit is still 1% to 8% respectively, and the specific proportion is determined by each unit according to the actual situation.

Units that have real difficulties in depositing housing provident fund may apply for reducing the deposit ratio (the deposit ratio of employees and units shall not be lower than the prescribed minimum deposit ratio, taking a positive integer) or holdover housing provident fund, and then increase the deposit ratio or repay the holdover amount after the economic benefit of the unit improves.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 60

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.