How long will medical insurance take effect?

Legal analysis: the effective time of medical insurance is related to specific types of insurance;

1, social security: it takes effect the next month after the insurance, and can be reimbursed for medical treatment, but it cannot be reimbursed after 3 months of suspension;

2. The new rural cooperative medical system: generally, it is purchased in September-165438+ 10/every year and takes effect in June of the following year;

3. Commercial medical insurance: generally, there is a hesitation period, which takes effect after the hesitation period, depending on the specific insurance product terms, such as 10 day, 30 days, 60 days, etc.

Legal basis: Article 8 of the Detailed Rules for the Implementation of the Social Insurance Law of People's Republic of China (PRC), if the medical expenses incurred by the insured in the agreed medical institutions meet the standards of the basic medical insurance drug list, diagnosis and treatment items and medical service facilities, they shall be paid from the basic medical insurance fund in accordance with state regulations. If the insured really needs emergency treatment and rescue, he can seek medical treatment in a non-agreement medical institution; The scope of drugs that must be used for rescue can be appropriately relaxed. The specific measures for the administration of emergency and rescue medical services of the insured shall be formulated by the overall planning area according to the local actual situation.