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Will the pension benefits of flexible employees who pay social security be improved year by year after retirement?
First of all, why has the social security of employees increased?
Policy rules: this is due to the current social security system rules in China, no matter who. As long as employees pay social security and meet retirement standards, their pension benefits are the same. In other words, whether you are an enterprise employee or a sensitive employee, as long as you pay employee social security, your pension will enjoy the same policy treatment.
Different costs: Further, the biggest difference between employees and sensitive employees in paying employee social security is employees. If the enterprise bears 2/3 of the social security co-ordination fee for them, then his pension cost can be reduced by 2/3; Sensitive employees are 100% self-funded, so if he wants to get the same pension treatment as employees, his pension cost will be three times higher than that of employees.
Detailed increase: But in terms of enjoying pension adjustment, the two are exactly the same. That is to say, after the pension rose by 23.7% in 2006, it rose by 65,438+00% every year from 2007 to 2065,438+05 and by 6.5% in 2065,438+06. From 20 17 to 2020, it will increase by 5.5%, and in 20021year, it will increase continuously 17.
Adjustment methods: There are three main adjustment methods for employees' social pension:
One is tuning, that is, everyone has one;
The second is to adjust the hook, according to your payment period, or as payment, linked in sections;
Third, tilt adjustment, that is, special preferential treatment for special groups, including the elderly and people in remote mountainous areas.
Second, why is the social security of residents different from place to place?
Regional co-ordination: this is because China's social security system is co-ordinated by provinces and cities, and the nature of "residents' social security and employees' social security" is different. Residents' social security basic pension is paid in full by the finance, which means that all the premiums of the insured are paid into personal accounts, so he has to adjust the pension and personal accounts. Mainly to adjust the basic pension, paid by the central government and the central government.
Different norms: Therefore, the policy of adjusting the pension every year after sensitive employment payment 1 "residents' social security" is based on the rules of each province and city, because it will touch the central economic development of each province, city and autonomous region. Good adjustments are made faster and more, while poor adjustments are made relatively slowly and less. It is also different from the basic pension base of the central government. For example, Beijing's basic pension is close to 1000 yuan, and Shanghai once broke 1.200 yuan; But most of the others are between 200 yuan and 300 yuan.
Adjustment method: Therefore, the pension adjustment method of retirees who have been paying "resident social security" is different from that of employee social security. Mainly based on fixed adjustment and age adjustment. The so-called "tuning" means that each person is fixed for a few yuan; So "age adjustment" means how much money to increase at a certain age? For example, the rules of Beijing 20 19 residents' social welfare pension adjustment plan are: the quota is adjusted to 95 yuan per person; Older people over 65 plus 10 yuan.
To sum up, I can inform you that the pension adjustment for the retirement of sensitive employees only needs to pay "employee social security", which will be the same as that for enterprise retirees. Generally speaking, only the price increase is needed, and it will be adjusted every year; But if the "social security for residents" is adjusted once every three years, it must be implemented in accordance with the policies of various provinces, municipalities and autonomous regions …
Because the adjustment of "residents' social security" can only be paid by the central government, all the premiums of the insured are credited to personal accounts, and there is no overall fund. But there is no doubt that the retirement benefits of the general "residents' social security" personnel will increase with the passage of time.
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