Can the old-age insurance be replenished if it is short of one year?

According to the provisions of the Social Insurance Law, individuals participating in endowment insurance shall pay endowment insurance premiums and enjoy endowment insurance benefits according to regulations. Individuals have not paid the endowment insurance premium for one year, can they still pay it back?

The answer is repayable. According to the provisions of the Social Insurance Law, if the payment period is less than 15 years, the old-age insurance premium can be paid in accordance with the prescribed standards to increase the payment period. Therefore, if an individual fails to pay the old-age insurance premium for one year, he can repay it within the specified time and increase the payment period.

It should be noted that there is a time limit for paying endowment insurance premiums. According to the provisions of the Social Insurance Law, an individual should pay back the old-age insurance premium within one year after joining the insurance. If it exceeds the prescribed time limit, it cannot be returned.

In addition, the amount of supplementary endowment insurance premium is calculated according to the prescribed standards, and the specific calculation method can be consulted with local social security institutions or relevant legal professionals.

In short, if an individual fails to pay the old-age insurance premium for one year, he can repay it within the specified time and increase the payment period. However, it should be noted that there is a time limit for payment, and payment cannot be made beyond the specified time.

Legal basis:

Article 12 of the Social Insurance Law of People's Republic of China (PRC) * * * The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

"People's Republic of China (PRC) Social Insurance Law" Article 13 Before employees of state-owned enterprises and institutions participate in the basic old-age insurance, the basic old-age insurance premium that should be paid during the payment period shall be borne by the government.

When the basic old-age insurance fund is insufficient to pay, the government gives subsidies.

Article 16 of the Social Insurance Law of People's Republic of China (PRC) * * * Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.