Can I get a refund if I don't want to pay social security for one year? How come?

Under certain refund conditions, the insured can apply for a refund to the local social security agency.

I. Overview of social security refund policy

Social security is a kind of social security system stipulated and enforced by national laws, aiming at providing old-age care, medical care, unemployment, work injury and maternity protection for workers. Because social security involves the national finance and the vital interests of the broad masses of workers, its refund policy is usually strict. Under normal circumstances, it is not allowed to refund the social insurance premium at will after payment, but in some special circumstances, such as the death of the insured person and settlement abroad. , can be allowed to refund part or all of the social security fees.

Second, the social security refund conditions and processes

1. Refund conditions

Social security refund usually needs to meet certain conditions, such as:

(1) The insured has stopped participating in social security;

(2) Meet the specific reasons for refund, such as going abroad to settle down, reaching the statutory retirement age but not meeting the conditions for receiving pensions;

(3) Provide complete refund application materials.

1. Refund process

In line with the conditions for refund, the insured shall apply for refund according to the following procedures:

(1) Prepare relevant materials: including identity certificate, social security card, refund application form, etc.

(2) Submit a refund application to the local social security agency;

(3) The social security agency shall review the application materials, and go through the refund procedures if it meets the requirements;

(4) The refund amount will be credited to the bank account designated by the insured.

It should be noted that due to regional and policy differences, the specific refund conditions and procedures may be different, so the insured should first understand the local social security policies and regulations before applying for a refund.

Three. Suggestions and precautions

1. Before deciding to stop paying social security, it is recommended that the insured fully understand the importance of social security and related policies and weigh the pros and cons before making a decision.

2. If you really need a refund, you should consult the social security agency as soon as possible to understand the specific refund conditions and procedures.

3. When applying for a refund, you must provide true and complete materials to avoid the failure of the refund application due to incomplete or false materials.

To sum up:

I don't want to pay social security after one year. Whether I can return or not depends on the specific social security policy. Under certain refund conditions, the insured can apply for a refund to the local social security agency. However, it should be noted that the social security refund policy is usually strict and may be different due to regional and policy differences. Therefore, before making a decision, it is recommended that the insured fully understand the relevant policies and consult the local social security institutions.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 14 stipulates:

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Some Provisions on Implementing the Social Insurance Law of People's Republic of China (PRC)

Article 6 provides that:

Individual accounts of employees' basic old-age insurance shall not be withdrawn in advance. Individuals who leave the country to settle down before reaching the legal conditions for receiving the basic pension shall keep their personal accounts and enjoy the corresponding pension insurance benefits in accordance with state regulations when reaching the legal conditions for receiving the basic pension. Among them, those who lose their People's Republic of China (PRC) nationality may apply in writing to terminate the basic old-age insurance relationship when leaving the country or after leaving the country. After receiving the application, the social insurance agency shall inform it in writing of its right to keep personal accounts and the consequences of terminating the basic old-age insurance relationship. After my written confirmation, I will terminate the basic old-age insurance relationship and pay the amount stored in my personal account to me in one lump sum.