New Deal on Payment of Endowment Insurance for Urban and Rural Residents 2023

Who meet the following conditions at the same time, voluntarily, can participate in the basic old-age insurance for employees in their personal capacity and pay the basic old-age insurance premium during their work in the original unit. Before June 30th, he has established labor relations or formed factual labor relations with urban enterprises (including urban collective enterprises, labor service companies, May 7th factories, family factories, government agencies, institutions, social organizations and other employers), and then dissolved the labor relations or left the original unit for various reasons.

New policy of endowment insurance for urban and rural residents

(1) Basic old-age insurance for urban and rural residents:

Staff of non-state organs and institutions and urban and rural residents who have reached the age of 16 (excluding students at school) and are not included in the basic old-age insurance system for employees can participate in the old-age insurance for urban and rural residents at their domicile.

(2) Payment standard of basic old-age insurance for urban and rural residents:

At present, the payment standards for those who participate in the endowment insurance for urban and rural residents are set at 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan, 1500 yuan and 2000 yuan per year, and the people's governments of various provinces (autonomous regions and municipalities) can

(3) Individual accounts of basic old-age insurance for urban and rural residents:

The state establishes an individual endowment insurance account for each insured person, which is recorded for life. In other words, once the personal account of endowment insurance is established, the social security management institution will provide lifelong service for it. No matter where the payment is made, no matter whether the payment is intermittent or not, the personal account will record the rights and interests of the insured.

If the insured person's household registration changes during the payment period and needs to transfer the pension insurance relationship between urban and rural residents across regions, the opinion stipulates that you can apply for the transfer of the pension insurance relationship at the place where you move in, transfer all the stored amount in your personal account at one time, and continue to pay for the insurance in accordance with the regulations of the place where you move in, and the payment period is calculated cumulatively.

Even if you participate in other social security systems (such as basic old-age insurance for urban workers), your personal account can be transferred in full. In addition to individual contributions, government subsidies, collective subsidies and other subsidies are also included in individual accounts, which reflects the state's support for the insured to pay fees.

(4) the connection between the basic old-age insurance for urban and rural residents and the old-age insurance for urban workers;

According to the "Interim Measures", after the insured reaches the statutory retirement age stipulated in the old-age insurance for urban workers, they can apply for the procedures for connecting the urban and rural old-age insurance systems. As long as the payment period of the endowment insurance for urban employees reaches 15 (including extending the payment to 15), they can be transferred from the endowment insurance for urban and rural residents to the endowment insurance for urban employees and enjoy corresponding treatment. If it is lower than 15, it can be transferred out of the endowment insurance for urban workers.

Those who participate in the old-age insurance for urban and rural residents need to transfer the old-age insurance relationship between urban and rural residents across regions during the payment period, and can apply for the transfer of the old-age insurance relationship at the place where they move in, transfer all the storage amount in their personal accounts at one time, and continue to pay the insurance premium according to the regulations of the place where they move in, and the payment period is calculated cumulatively; Persons who have received pension insurance benefits for urban and rural residents according to regulations, regardless of whether the household registration is transferred or not, their pension insurance relationship is not transferred.

(5) Unifying the basic old-age insurance system for urban and rural residents;

The establishment of a unified basic old-age insurance system for urban and rural residents is an organic integration of the existing new rural insurance and urban residential insurance, and its unity is highlighted in four aspects: