Does the child have commercial insurance and need to buy social security?

Whether children need to buy social security if they have commercial insurance can be decided according to their actual situation.

Because social security provides the most basic protection, although the social security coverage is wide and the premium is cheap, the coverage and reimbursement amount are relatively low. For example, if a child is hospitalized, social security cannot fully reimburse medical expenses, and many self-funded drugs or self-funded items cannot be reimbursed.

There are many types of commercial insurance suitable for children, such as children's critical illness insurance, medical insurance and annuity insurance, which can make up for the shortcomings of social security in critical illness insurance and medical insurance.

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