How much money is returned to the medical insurance card every month?

We all know that the health insurance premiums paid by employees are credited to their personal accounts, and the health insurance premiums paid by the unit are divided into two parts, one of which is used to set up the integrated fund, and the other part of which is allocated to the personal account to pay for my medical expenses.

One, how much money is returned to the health insurance card each month

The composition of the money in the health insurance card: each month, the individual paid 2% +3, plus 0.8% of the company's account is credited to the personal account, each month, the amount of money in the personal account to the account of the age of 45 years old according to the return of 3%, the age of 45 years old (including the age of 45 years old) and more than 4% return.

But how much does the health insurance card return each month? The rate of return varies slightly from place to place, subject to local policy, and the annual amount is calculated by multiplying the monthly amount by 12.

Second, the use of health insurance card

1, the use of health insurance card scope: the insured workers in the designated hospitals, pharmacies, medicine purchase, with the password in the POS machine swipe card use, but can not withdraw cash or transfer to use.

2. Balance inquiry of medical insurance card: insured workers can inquire about the balance by calling the telephone, or inquire at the savings office of the Bank of China or designated hospitals and pharmacies in urban areas. You can also go online and log in the social security inquiry system to check.

3. Medical insurance card transaction inquiry: insured workers can go to the savings office of the Bank of China with their ID cards and medical certificates to request a printout of the medical insurance card transaction records, including the allocation records of individual account funds and consumption records. If you have any questions about the transaction records, you can go to the Retail Business Department of BOC to make inquiries.

4. Password of medical insurance card: If the insured workers change their passwords, they can call the phone number to change it, or they can take their ID cards to the savings office of the Bank of China to change it. If the insured employee forgets the password, he can go to the savings office of the Bank of China with his ID card to lose the original password and change the password.

5. Custody of medical insurance card: insured employees should keep their medical insurance cards properly. If they lose their cards inadvertently, they should immediately go to the unit to issue a letter of proof and go to the medical insurance office to confirm the seal, and then go to the savings office of the Bank of China with their ID cards to report the loss of the card and go through the procedure of replacing the card, and then they can get a new card after 7 days.

6. Note: When the number of transactions on the medical insurance card reaches 60, the insured employee must go to the savings office of BOC to print the transaction record, otherwise, the use of the card will be stopped. After the transaction records are printed, the card can continue to be used.

At the pharmacy, 100% of the cost is borne by oneself, and hospitalization is the only way to enjoy the reimbursement rate (it must also be within the scope of medical insurance).

Hospitalization within the scope of health insurance, depending on the actual amount spent, such as: spend 10,000 yuan reimbursement range between 55%-65%.

Medicare card deducted monthly return how much money, is with your health insurance personal contribution amount and health insurance contribution base, personal age, and you pay monthly social security is not directly related to the total amount of social security, and through the total amount of social security monthly payment, will not be deduced to return the amount of money to your health insurance card.

The health insurance card is issued by the labor security department and is a voucher for the insured to visit the doctor and record and use the funds in the individual medical account. Individual medical account funds, that is, we often say the money inside the medical insurance card, including the following four parts: (1) the basic fund in the first enrollment in the month following the payment of contributions to each person first transferred into the medical base fund of 100 yuan; and then cumulative contributions for a full 12 months, each person each year, and then transferred into the 100 yuan. (2) All participants of the individual contributions of active employees are required to pay basic medical insurance premiums of 2% of the contribution base each month, and all of these funds will be transferred to the individual medical account. When a participant has gone through the retirement procedure in accordance with the national regulations, the proportion of the individual account to be transferred will be adjusted from the month following the retirement procedure, and the individual will not be required to pay the basic medical insurance premiums any more. (3) The proportion of funds transferred to the individual medical account is based on the following percentages for different age groups. For example, 1% for those under 35 years of age and 5.1% for retirees. (4) Interest and other legitimate income. According to the Trial Measures for Basic Medical Insurance for Urban Employees in Guangzhou, individual working employees should pay 2% of their contribution base for basic medical insurance premiums, and employers should pay 8% of their contribution base for basic medical insurance premiums.