Minimum proportion of five insurances in Wujiang, Suzhou

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The minimum standards vary from province to province, please consult the local social security department.

If you want to know the minimum standard of 20 17 five insurances and one gold, you must first know the minimum payment base and payment ratio.

1, minimum payment base

Social security payment base refers to the wage base used by enterprises or individual employees to calculate and pay social insurance premiums. Local social security payment bases are linked to local average wage data. It is determined according to the average monthly wage income of employees from June 1 day to February 1 day in the previous year. According to the current relevant regulations in China, 60% to 300% of the average salary for more than one year is the payment base. Simply put, if the average social wage is 1000 yuan, the payment base can be 600 yuan-3,000 yuan. So if you want to know the minimum standard of 20 17, you need to know the local average wage. You can check it on the local social security website.

2. Payment ratio

The proportion of payment for five insurances and one gold The proportion of social security payment consists of individual payment and unit payment, and the amount of social security payment varies from region to region. Taking Beijing as an example, the payment ratio of five insurances and one gold in Beijing is:

Endowment insurance: 20% for enterprises and 8% for individuals;

Unemployment insurance: 65438+ 0% for enterprises and 0.2% for individuals;

Industrial injury insurance: calculated according to the industry rate of the industry to which the enterprise belongs;

Maternity insurance (residence permit in Beijing and other places): 0.8% for enterprises;

Medical insurance: enterprise 12%, individual 2%+3;

Housing accumulation fund: generally 8%.

Therefore, after knowing the local average wage and payment ratio, we can know the local minimum standard of 20 17, five insurances and one gold.