What is the difference between enterprise social security and employee social security?

Enterprise social security and employee social security are two different social insurance systems, which are obviously different in terms of insured objects, payment methods and coverage.

First, the insured object

Enterprise social security is mainly aimed at enterprises and their employees. Enterprises, as insured units, have the responsibility to pay social insurance premiums for employees. Employee social security refers to the social insurance that individuals participate in in their career, which is mainly paid by individuals and units.

Second, the mode of payment

The payment method of enterprise social security is mainly determined according to the standards of enterprise turnover and total wages of employees, and is paid by enterprises in a unified way. The payment method of employee social security is to determine the payment amount according to the individual's salary income, which is borne by individuals and units according to a certain proportion.

Third, the scope of protection

Enterprise social security mainly covers industrial injury insurance, maternity insurance and other protection contents directly related to the production and operation of enterprises, aiming at providing protection for the stable development of enterprises and the legitimate rights and interests of employees. Employee social security includes pension insurance, medical insurance, unemployment insurance and other security contents closely related to personal life, aiming at providing employees with all-round social security.

In addition, enterprise social security and employee social security are also different in terms of treatment enjoyment and management methods. The enjoyment of social security benefits of enterprises is usually related to the economic benefits of enterprises and the contributions of employees, while the enjoyment of social security benefits of employees is related to personal contributions, working years and other factors. In terms of management methods, enterprise social security is declared by enterprise management, and employee social security is declared by individuals and units.

To sum up:

There are obvious differences between enterprise social security and employee social security in terms of insured objects, payment methods and coverage. Enterprise social security mainly focuses on the stable development of enterprises and the protection of employees' rights and interests, while employee social security pays more attention to providing employees with all-round social security. The two systems have their own emphases, and the isomorphism has become a perfect social security system in China.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 2 provides that:

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 57 provides that:

The employing unit shall, within 30 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate.

Article 60 provides that:

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.