Does the average salary include five insurances and one gold?

The issue of wages is related to the vital interests of workers, and many workers are also very concerned about this topic. I believe everyone has heard of the average salary, so do you know that the average salary includes five insurances and one gold? I sorted out the relevant legal knowledge for you. Let's take a look together. I believe it will help you. 1. Does the average salary include five insurances and one gold? The average salary includes five insurances and one gold. The average wage refers to the average monetary wage of employees in enterprises, institutions, government agencies and institutions in a certain period, indicating the wage income level of employees in a certain period, and is the main indicator reflecting the wage level of employees. Calculation formula: average wage of employees = total wages actually paid by all employees during the reporting period/average number of all employees during the reporting period. According to the current statistical system, the total wages are the total labor remuneration paid directly to all employees of the unit within a certain period of time, including hourly wages, piece-rate wages, bonuses, allowances and subsidies, overtime wages and wages paid under special circumstances, whether included in the cost or not, whether paid in cash or in kind. According to international practice, the total wages are personal pre-tax wages, including the funds paid by individuals in personal accounts such as pension, medical care and housing.

Second, what is the average salary? As the name implies, the average wage refers to the per capita level of wages paid by units within a certain range, that is, "the total wages actually paid by all employees during the reporting period" divided by "the average number of all employees during the reporting period".

But what items are included in the total salary is a detailed account. Simply put, the total salary is not just the calculation of the actual cash paid to individuals.

According to the regulations on the composition of total wages, total wages refer to the total amount of labor remuneration paid directly by the unit to its personnel during the reporting period (quarter or year). Including hourly wages, piecework wages, bonuses, allowances and subsidies, overtime wages and wages paid under special circumstances; It belongs to pre-tax salary and consists of basic salary, performance salary, salary allowance and subsidy, and other wages.

Three. Calculation of Average Wages Statistics of average wages generally refer to pre-tax wages, which are all included in the calculation of total wages, followed by social security and provident fund, so the average wages are obviously higher than the actual income of individuals.

At present, China's social security is jointly paid by units and individual employees. The specific payment proportions of the five social insurances vary from place to place, but they are roughly endowment insurance: units and individuals pay 20% and 8% of personal wages respectively, medical insurance: units and individuals pay about 10% and 2% respectively, and unemployment insurance: units and individuals pay 2% and 1% respectively.

The contribution ratio of each unit of the provident fund is different. In Guangzhou, for example, units and individuals can choose their own contributions at 5%-20%. In principle, each unit can only choose one unit, and the individual contribution ratio should be equal to or higher than the unit contribution ratio.

Calculation formula of average monthly salary: average monthly salary of employees = average annual salary of employees/1February.