What is the ratio of five insurances and one gold in Suzhou 2023?

Pension insurance unit 2 1%, individual 8%. Medical insurance unit 9%, individual 2%+3 yuan. Unemployment insurance unit 2%, individual 0%. Industrial injury insurance pays 0.5%. Maternity insurance payment 1%. Housing accumulation fund: the employer pays the housing accumulation fund at 12% of the salary. Units and individuals are 65438+ 02% of salary.

"Five insurances and one gold" is a problem that every employee is very concerned about. One of the conditions considered, including pension insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund, is also the guarantee treatment given by the employer. Different regions have different relevant regulations. Then, what is the ratio of five insurances and one gold in Suzhou? The following is the answer to this question, you can understand it.

"Five insurances and one fund" refers to five social insurances and one provident fund. "Five insurances" include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. "One gold" refers to the housing accumulation fund. Among them, endowment insurance, medical insurance and unemployment insurance are premiums paid by enterprises and individuals. Industrial injury insurance and maternity insurance are entirely borne by enterprises, and individuals do not need to pay fees. It should be noted here that "five risks" are legal, but "one gold" is not.

1, social security contribution ratio

Endowment insurance: 20% for units and 8% for individuals.

Medical insurance: 9% for units and 2% for individuals.

Unemployment insurance: the unit pays 1.5%, and the individual pays 0.5%.

Industrial injury insurance: the unit pays 1%, and the individual does not pay.

Maternity insurance: the unit pays 1%, and the individual does not pay.

2, the proportion of provident fund deposit

All kinds of enterprises, private non-enterprise units, social organizations, etc. Units and employees pay 8%~ 12% respectively. According to the Notice on Adjusting the Payment Ratio of Social Insurance (Provident Fund) in Suzhou Industrial Park issued by the Park Management Committee, the payment ratio of five insurances and one gold in Suzhou Park is as follows:

Adjust the proportion of social insurance (provident fund) payment in the park;

The contribution ratio of Type A comprehensive social security plan (hereinafter referred to as Type A plan) is adjusted from 47% to 46.5%, in which the individual contribution ratio is adjusted from 19% to 18.5%, and the unit contribution ratio is maintained at 28%.

The contribution rate of Class B comprehensive social security plan (hereinafter referred to as Class B plan) is adjusted from 3 1% to 30.5%, in which the individual contribution rate is adjusted from 1 1% to 10.5%, and the unit contribution rate is still 20%.

Adjust the proportion of social insurance (provident fund) accounts in the park;

After the adjustment of the contribution ratio of social insurance (provident fund) in the park, the input ratio of unemployment pooling accounts in various social security comprehensive plans was adjusted from 1% to 0.5%, while the input ratio of individual accounts and other pooling accounts remained unchanged.

To sum up, it is the answer of Suzhou's five insurances and one gold ratio, and I hope it will help you. It can be seen that the adjustment ratio of five insurances and one gold is changing every year, and it is developing in the direction of benefiting employees and reducing the amount paid.