Social security card expires after the bank card function can still be used

Our social security account as long as it is not canceled, is valid for life, can be normal payment and use, social security card expiration after the bank card function can be used, if the social security card chip can not be used will lead to social security card expiration, the bank card function can not be used. The expiration date limits only the effectiveness of the social security card card, because the chip inside the social security card we received has a service life, social security card expiration date, the chip account and magnetic stripe account will be automatically deactivated. So some social security card chip can not be used will lead to the expiration of the social security card, card deactivation, you can not hold the card to see a doctor, the card pension can not be withdrawn.

But if the social security card chip is intact, if the social security card expired will not affect the social security account, the cardholder can be normal payment and use. But social security card expired it is best to go to timely replacement.

The social security card with the UnionPay logo can be used as a bank card, which is a debit card, provided that you have to deposit money in it before you can withdraw it. In addition to the money paid into the social security is not out, only available for medical reimbursement or purchase of medication fines, in fact, is the deposit account and social security account of the two accounts merged in a social security card, but the two accounts are independent of each other, the first of a new generation of social security card is made according to the national unified standards, with a full range of social security services, banking services, to realize the multi-functionality of a new generation of multi-functional card nationwide. The front of the social security card has the cardholder's photo, name, social security card number, bank card number and other information.

The two-in-one social security card and bank card is the first step in the merger of multiple cards, from the fundamental solution to the status quo of too many cards is inconvenient; the Ministry of Social Welfare and the People's Bank of China signed an agreement, the People's Bank of China from the point of view of security, the magnetic stripe card will be gradually replaced by a chip card, the social security card is just to take the opportunity once in place to replace the financial social security card, which will be conducive to the merger of the use of social security data and bank data; financial social security card will be launched with the health of the social security card. After the launch of the social security card, will work with the health sector, hospitals, banks to study and develop the information system of health insurance, the future cost of all the direct debit in the account of the participants, so that there is no need to involve the cash delivery, to avoid the time wasted in queuing up to see a doctor.

The back is the Chinese people*** and the country social security card these words, the new social security card in addition to the insurance information query, social security payment treatment to receive the cost of settlement and other functions, can also be used as an ordinary UnionPay debit card, with cash access, money transfer, consumption, wealth management, and other financial functions, and in the past the social security card is only used for the basic medical insurance personal account of the employee, etc., and did not achieve the whole social security benefits, nor does it have the function of inquiring about social security participation information. Citizens can query their social security information by any means, such as online banking, mobile banking, telephone banking, pos machine, etc. The financial function of the new social security card is separate from the social security function, that is, when citizens use in ordinary pos machine when shopping, then start the card's financial function, both deposit and consumption, etc., and the social security amount contained in the social security card can only be inquired about, and this is and can not be consumed.

Can be used normally, does not affect the medical purchase of drugs and receive pensions and other applications, do not need to be replaced. Social security card expired, lost, damaged, you can apply for changes or replacements in the original processing organization, the processing organization may require you to provide appropriate proof, and replacement of the appropriate proof of formalities, but also may be charged an appropriate fee.

Specific analysis is as follows: social security card, if lost, stolen or damaged, you should go to the nearest social security agency to register the loss, and with the ID card (household register) to replace the card; the original health insurance IC card for social security card, but also need to provide a one-inch color photo (to the second generation of ID card photos as the standard); if entrusted to another person to handle, you should bring the ID card of the entrusted person and the agent (or household register); social security card is lost or damaged Expenses incurred during the period will be reimbursed in one lump sum after examination, subject to the latest medical expenses incurred before the loss and reissuance.

At present, the integration of the social security card with the bank card is the first step in the merger of multiple cards, which fundamentally solves the situation of inconvenience of multiple cards. The Ministry of Human Resources and Social Security signed an agreement with the People's Bank of China. From a security point of view, the People's Bank of China has gradually replaced magnetic stripe cards with chip cards. The social security card takes this opportunity to be put in place immediately. After the launch of the financial social security card, the health insurance information system will be developed together with the health sector, hospitals and banks***. In the future, all expenses will be deducted directly from the insured's account, with no cash payments involved, avoiding wasted time waiting for medical treatment.

Social security cards generally expire in ten years. Cardholders need to bring their ID cards and social security cards to the local social security bureau to apply for a replacement card, and go to the bank branch that makes the card to activate the financial service function; the original social security card is handed over to the social security bureau for cancellation.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 74 The social insurance agency shall establish a file in a timely manner for the employing unit, and shall completely and accurately record the data on the persons participating in the social insurance, the payment of contributions and other social insurance data, and keep the original vouchers of the registration and declaration and the accounting vouchers of the payment and settlement appropriately. accounting vouchers for payments and settlements. The social insurance agency shall promptly, completely and accurately record the contributions of individuals participating in social insurance and the contributions made by the employer on their behalf, as well as the records of their individual rights and interests such as enjoyment of social insurance benefits, and regularly send the record sheets of their individual rights and interests to them free of charge.

Employers and individuals can inquire and check their records of contributions and social insurance entitlements with the social insurance administration organization free of charge, and request the social insurance administration organization to provide social insurance consulting and other related services.