What is personal social security? What does it include?

Individual social security refers to what we usually call participation in social insurance in one's own name, which, according to the document, should be "participation in social insurance by self-employed laborers and freelancers". Personal social security is a basic guarantee for future life. Social security is to protect the future life of a guarantee, the state encourages the conditions should be paid social security.

For friends who are about to enter the workplace not only to understand the benefits of the employees who work for the company to understand the company to pay social security, because social security is related to many aspects, such as the future of the medical and pension housing are related to social security, but many people do not know what the individual social security? But many people don't know what personal social security is and what it includes. I organized the relevant information, please refer to it.

First, what is personal social security

Personal social security is what we usually say in the name of the individual to participate in social insurance, according to the words of the document, it should be "self-employed laborers, freelancers to participate in social insurance". Personal social security is a basic guarantee for future life. Social security is a kind of guarantee to protect the future life, the state encourages all the conditions should pay social security.

Two, personal social security including those?

1, social insurance is referred to as social security, according to the provisions of the Social Insurance Law, social insurance, including basic pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance. The state establishes a social insurance system of basic pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance systems, to protect the citizens in old age, disease, industrial injury, unemployment, maternity and other situations in accordance with the law from the state and society's right to obtain material help.

2. Individuals who have participated in the basic pension insurance will receive a basic pension on a monthly basis if they have made contributions for a total of fifteen years by the time they reach the legal retirement age.

3. If an individual who has participated in the basic old-age insurance dies due to illness or not due to work, his/her survivors can receive funeral grants and pensions; if he/she becomes disabled due to illness or not due to work when he/she has not yet reached the legal retirement age, he/she can receive invalidity allowances. The required funds are paid from the basic pension insurance fund.

4. Individuals who participate in the basic medical insurance for employees, and who have accumulated contributions for a number of years up to the statutory retirement age, will no longer pay the basic medical insurance premiums after retirement, and will enjoy the basic medical insurance benefits in accordance with the state regulations.

5, the employee was injured in an accident or suffered from an occupational disease due to work-related reasons, and recognized by the work injury, enjoy the treatment of work injury insurance; among them, the loss of labor capacity by the labor capacity assessment, enjoy the disability treatment. If an injured worker meets the conditions for receiving a basic pension, the disability allowance shall be suspended and the worker shall enjoy the basic pension insurance treatment. The basic pension insurance treatment is lower than the disability allowance, from the industrial injury insurance fund to make up the difference.

6, the unemployed meet the following conditions, from the Unemployment Insurance Fund to receive unemployment insurance benefits:

(1) unemployment before the employer and I have been paying unemployment insurance premiums for one year;

(2) not due to interruption of employment of their own free will;

(3) have been registered as unemployed, and there is a requirement for job search. During the period of receiving unemployment insurance benefits, the unemployed persons shall participate in the basic medical insurance for employees and enjoy the basic medical insurance treatment. Unemployed persons should pay the basic medical insurance premiums from the unemployment insurance fund, individuals do not pay the basic medical insurance premiums.

7, the employer has paid maternity insurance premiums, its employees enjoy maternity insurance treatment; the employee's spouse is not employed in accordance with state regulations to enjoy the treatment of maternity medical expenses. The required funds are paid from the maternity insurance fund.

Social security is a guarantee of future life, social security, including pension insurance and medical insurance, and in the medical time you can enjoy to the preferential policies to pay medical expenses without too much. As for the old age, if you reach the legal age, there are certain subsidies.