Can I buy social security without medical insurance?

No, because medical insurance is included in social insurance. Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

What are the benefits of buying social security?

First, social security can pay less taxes.

First of all, all social security is tax-free. For those who earn 5000 yuan, the personal income tax rate is 15%. If the company can pay social security in full according to the salary, it will pay 8% of old-age insurance, 2% of medical insurance 100 yuan, 0.5% of unemployment insurance, 25.5% of housing accumulation fund and 8% of 400 yuan. Then the tax saved is: 925.5% 15%= 138.83 yuan.

Second, in fact, most social security is not paid for free, and in the end it is all your own. For individuals, apart from a little cumbersome procedures and no economic losses, not only the money paid can be returned, but also more income can be obtained.

1. Housing accumulation fund

Most people know that it is good to pay the provident fund, because it can be taken out after buying a house loan, and because the company has to pay as much provident fund as itself, if it is paid to 400 yuan, it will get 400+400=800 yuan. This money can be taken out every quarter, even if you don't buy a house, you can finally return it to you in other ways, and it will be your own sooner or later.

2. Pension

Individuals give 8% of the pension, and the unit gives you 20%. After a certain period of pension payment, you can receive a pension after retirement. Even if it is not enough, it can be refunded to you according to the amount you paid. There is always no loss.

3. Medical insurance

Medical insurance is so important that young people don't realize it, because they will say: I don't go to the hospital once a year. But everyone will get old. When they get old, all kinds of problems will come out. Just look at our parents.

legal ground

People's Republic of China (PRC) Civil Code

Article 8 Civil subjects engaged in civil activities shall not violate laws, public order and good customs.