2022 new social security regulations

1. According to the latest social security policy in 2022, the one-time payment system of 15 years has been cancelled, which means that when users reach retirement age, if they don't pay 15 years, they can't receive a monthly pension. In this case, there are three methods:

1, and continue to pay to15 after retirement;

2. Transforming social security into a new rural cooperative medical system;

3. Pay in one lump sum to 15.

Two, in 2022, no longer accept cash payment, payment methods are divided into three situations:

1, the insured residents have received it;

2. Insured residents have not made social security cards;

3, the minimum target, severely disabled and low-income families over 60 years old.

Three. Medical Insurance Reimbursement For the insured, in a natural year, if the personal burden of compliant medical expenses exceeds the deductible line of critical illness insurance, compensation shall be made in seven stages in principle: 50% for the part within 30,000, 55% for the part above 30,000 to 50,000, 60% for the part above 50,000 to 80,000, 65% for the part above 80,000 to 6.5438+10,000, 65,4401. The above is the relevant content of the new social security policy in 2022.

What is social insurance?

Social insurance is a social and economic system that provides income or compensation for the unemployed who have completely lost their ability to work. The main contents of social insurance include endowment insurance, medical insurance, unemployment insurance and maternity insurance.

The social insurance scheme is formulated by government departments, forcing a certain group to use part of their wages as social insurance taxes (fees) to generate social insurance funds. Under certain requirements, the insured can get fixed income or loss compensation from the fund, which belongs to a redistribution mechanism and its goal is to ensure the reproduction of material and labor and social order.

Function of social insurance

1. Social insurance can fully promote social stability: the old, the weak, the sick, the disabled and the disabled members of society are inevitable at any time and under any social system. Social insurance is to provide appropriate compensation to ensure the basic living standards of social members and avoid social instability when encountering this situation;

2. Social insurance is conducive to ensuring the smooth reproduction of social labor: workers will inevitably encounter various accidents in the process of labor, leading to the interruption of labor in the production process. Social insurance is the economic compensation and living security that workers need when they encounter the above-mentioned risk safety accidents, so that the labor force can be restored;

3. Social insurance is conducive to the realization of social equity: due to the differences in education level and ability of social members, it will lead to differences in income. Social insurance can collect insurance funds by compulsory collection of insurance premiums, subsidize low-income workers or those who have lost their sources of income, improve their living standards, and realize social fair distribution;

4. Social insurance is conducive to promoting social progress: insurance has the characteristics of mutual assistance, and social insurance can better reflect the spirit of mutual assistance and cooperation.

1, the social insurance premium will be uniformly collected by the national tax authorities instead of being paid to the social security department where the insured person is located;

2. At present, China has cancelled the centralized certification requirements for receiving social insurance benefits, and fully implemented the informationization and remote service of social insurance participation;

3. The social insurance payment base of flexible employees has also been adjusted;

4, gradually cancel the one-time payment, annual payment. Simply put, it is normal retirement, but individuals pay social security until they pay 15 years, and then receive pensions.

legal ground

Article 62 of the full text of the Social Insurance Law of People's Republic of China (PRC), if the employer fails to declare the amount of social insurance premiums that should be paid in accordance with the regulations, the amount that should be paid shall be determined according to 1 10% of the amount paid by the unit last month; After the payment unit completes the declaration procedures, the social insurance fee collection agency shall make settlement in accordance with the provisions.