How many years does Shijiazhuang have to pay medical insurance to enjoy life?

How many years does Shijiazhuang have to pay medical insurance to enjoy life?

In Shijiazhuang, how many years of medical insurance you pay can be enjoyed for life, depending on what medical insurance you participate in. If you participate in the basic medical insurance for urban workers, you need to pay for 25 years (or 30 years, depending on local policies) after retirement to enjoy lifelong medical insurance benefits. Those who participate in the basic medical insurance for urban and rural residents generally need to pay the premium on time during each payment period in order to enjoy the corresponding medical insurance benefits.

Specifically, according to the Measures for the Implementation of the Basic Medical Insurance for Urban Employees in Shijiazhuang City, units and employees participating in the basic medical insurance for urban employees shall pay the basic medical insurance premium in accordance with regulations. The employer shall pay the basic medical insurance premium according to 8% of the employee's payment base, and the employee shall pay the basic medical insurance premium according to 2% of the employee's payment base. The minimum payment period of basic medical insurance for urban workers is 30 years for men and 25 years for women. When reaching the statutory retirement age, if the accumulated payment fails to reach the prescribed period, the employer and individual employees shall enjoy the basic medical insurance benefits for retirees after making up the basic medical insurance premiums for poor years in accordance with the regulations.

In addition, the Measures for the Implementation of Basic Medical Insurance for Urban and Rural Residents in Shijiazhuang stipulates that the basic medical insurance for urban and rural residents shall be paid annually, and the fourth quarter of each year shall be the payment period of the next year. Urban and rural residents should pay medical insurance premiums in time within the prescribed payment period before they can enjoy medical insurance benefits for the next year.

To sum up:

In Shijiazhuang, to participate in the basic medical insurance for urban workers, you need to pay for 25 years (or 30 years) after retirement to enjoy lifelong medical insurance. Those who participate in the basic medical insurance for urban and rural residents need to pay the premium on time during each payment period in order to enjoy the corresponding medical insurance benefits. Please note that these regulations may change according to the adjustment of local policies. It is recommended that you consult the local social security department for the latest policy information.

Legal basis:

Article 27 of the Social Insurance Law of People's Republic of China (PRC) stipulates that if an individual who participates in the basic medical insurance for employees reaches the statutory retirement age and the accumulated payment reaches the number of years stipulated by the state, he will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.