Can I refund the purchase of heavy social security?

If you don't buy it, you can't get a refund. If you surrender, you can get a refund. Surrender is conditional. According to Article 14 of the Social Insurance Law: "Individual accounts shall not be withdrawn in advance." Therefore, social security cannot be surrendered, and it will only merge with workplace transfer. But if you pay off halfway, the Social Security Bureau will also keep your account balance. When you retire, you can apply for account balance at the local social security window with your social security card or ID card. However, if you haven't gone through the retirement formalities at retirement age, you can apply for a refund of your "personal account" balance plus interest, so that even if you pay social security for several years, you can't surrender if you don't want to pay it.

Legal objectivity:

Article 16 of the Social Insurance Law of People's Republic of China (PRC) * * * Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council. Article 27 of the Social Insurance Law of People's Republic of China (PRC) * * * If an individual who participates in the basic medical insurance for employees reaches the statutory retirement age and the accumulated payment reaches the fixed number of years stipulated by the state, he will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.