Job Recruitment Website - Social security inquiry - Does social security need to be paid continuously 15 years or cumulatively 15 years?
Does social security need to be paid continuously 15 years or cumulatively 15 years?
Subjectivity of law: the issue of social security payment has always been a headache for the people. Why? Because the specific payment operation of social security and social security policies will be different from place to place, it is difficult to be consistent. It is said that it is unknown whether the current social security is paid continuously for 15 years or accumulated for 15 years. 1. Social security continuous payment 15 years or cumulative payment 15 years, refers to the cumulative payment of social security 15 years. Social security includes five insurances: old-age insurance, medical insurance, unemployment insurance, maternity insurance and industrial injury insurance. In fact, 15 is aimed at the most important endowment insurance, and it is also the one with the highest payment ratio among the five insurances. At present, the old-age insurance is broken, and it cannot be paid in one lump sum at the age, so it is necessary to delay receiving treatment. There is also medical insurance. Unless you pay 20 or 25 years in the year of retirement, you can enjoy medical insurance benefits for life, but it is broken before retirement, which means that you don't enjoy medical insurance benefits. Two. According to relevant laws and regulations, Article 16 of the Insurance Law stipulates that individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for 15 years at the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council. Article 17 of the Insurance Law: If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral subsidies and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund. To sum up, social security can be paid to 15 years old, but the pension insurance and medical insurance in social security have been suspended during the payment period, delaying the enjoyment of treatment and not enjoying treatment respectively. Therefore, during the payment period, you can get the treatment by paying on time. . Objectivity of law: Article 16 of People's Republic of China (PRC) Social Insurance Law states that individuals who have participated in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have accumulated contributions for fifteen years. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
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