Job Recruitment Website - Social security inquiry - Is it necessary to buy social security at the age of 25?

Is it necessary to buy social security at the age of 25?

Yes, as long as you have a job, even if you are only 25 now, it is necessary to buy social security, so that when you retire at the age of 60, you will have a pension every month.

Individuals pay social security.

How much does it cost for individuals to apply for social security?

First of all, you must clearly know the minimum and maximum payment base of local social security. Generally, many companies pay social security for you according to the minimum payment base. In this way, they give a lot less money. Don't think it's a good thing that you get more salary, but your pension will be lower in the future.

The advantage of this method is that it is almost exactly the same as the "employee social security" mentioned above, and all five social security can be renewed.

But you have to pay all the expenses yourself.

Endowment insurance: unit14%; Individual 8%

Medical insurance: unit 8%; Individual 2%

Unemployment insurance: 0.8%, 0.64%, 0.48%; Individual 0.2%

Maternity insurance: 0.85%; Individuals don't have to pay.

Industrial injury insurance: 0.2%, 0.4%, 0.7%, 0.9%, 1. 1%, 1.2%, 1.3%,1.4%; Individuals don't have to pay.

In addition, you have to bear an agency fee.

If you are in a city, social security for residents is called social security for urban residents; If you are in the countryside, social security for residents is our common new rural cooperative medical system.

There are only two kinds of social insurance paid by individuals: endowment insurance and medical insurance. You must go to the social security bureau where the account is located.

Residents' old-age insurance is divided into different grades and paid annually. In the end, how much you pay depends more on your willingness and ability. The more you pay, the more you gain.

Medical insurance has specific provisions. For example, the children of Beijing residents pay 160 yuan annually, the elderly pay 360 yuan annually, and the unemployed residents pay 660 yuan annually.

I suggest you consult the local social security bureau. After all, there are still differences in local policies, which shall prevail.