What should I do if the money in the Shanghai medical insurance card runs out?

If you are an on-the-job employee, after the money in the card runs out, you have to bear 1500 yuan and then enjoy 50% of the treatment. The money in the "calendar year account" is deducted when you are in hospital, so if there is money in the calendar year account but there is no money in the account in that year, you will not use the money in the calendar year account for medical treatment, and you must pay for it yourself when the account money is used up until it reaches 1500 yuan. The balance of personal account of medical insurance can be transferred. The transfer method is to apply for the transfer of medical insurance relationship directly to the social security institution in the workplace. After the transfer, the balance of the medical insurance account will be transferred. I or my unit should apply for extension to the social security agency in the new place of employment, and other matters can be handled at the local social security agency within the specified time.

First, the documents required for the medical insurance card:

1. If the enterprise helps employees to get it, it is required to provide a copy of the ID card of the person receiving the medical insurance card, a copy of the ID card of the person who needs to get it and the official seal of the enterprise;

2. Individuals who receive medical insurance cards by themselves need to provide payment vouchers, card-taking vouchers and original ID cards;

3. If it is collected by others, the original ID card and power of attorney of the consignee shall be provided.

Two, medical insurance reimbursement conditions are:

1, the insured person must go to the designated medical institution of basic medical insurance or the designated retail pharmacy determined by the social insurance institution with the medical prescription issued by the doctor in the designated hospital.

2. The medical expenses incurred by the insured in the process of medical treatment must conform to the scope and payment standards of the basic medical insurance drug list, medical treatment items and medical service facilities standards, and can be paid by the basic medical insurance fund according to regulations.

3. The medical expenses incurred by the insured that meet the payment scope of basic medical insurance shall be paid by the social medical pooling fund in a unified proportion, with the expenses above the Qifubiaozhun and below the maximum payment limit.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 24 The state establishes and improves the new rural cooperative medical system.

Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.

Article 25 The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.