How to return the money of college students who have repeated the insurance

The procedure for refunding money for duplicate insurance coverage in different places is as follows:

Print a list of contributions at the social security office where the original unit is located and stamp it to prove that you have bought social security there. If the original unit and the current unit are one social security office, this step can be dispensed with. The current unit fills out a refund application form and goes to the social security office to apply for a refund. After the approval of the social security, the current unit will go to the social security collection hall of the local tax to apply for the refund. The procedures are done by the new unit. You can return all the fees paid by the unit and the individual.

I. What is duplicate participation?

Repeated participation refers to the same participant repeatedly participating in the same basic medical insurance system (repeated participation within the system) or repeatedly participating in different basic medical insurance systems (repeated participation across the system), which is specifically manifested in the same time period, the same participant has two or more records of participation and payment of premiums in a normal state of the insurance information.

What types of duplicate participation are there?

(1) Repeated participation within the system: i.e., participating in two or more employee health insurance plans or two or more urban and rural resident health insurance plans at the same time.

The common situation of repeated participation in the employee health insurance: the participant pays for his own employee health insurance in his hometown in the capacity of flexible employment, but then participates in the employee health insurance in the middle of his employment with his organization.

Common cases of duplicate participation in urban and rural residents' health insurance: the participant participates in urban and rural residents' health insurance in the place of household registration and the place of permanent residence respectively, or the student participates in urban and rural residents' health insurance in the place of household registration and the place of study respectively.

(2) Repeated participation across systems: that is, participation in two or more places at the same time in the employees' health insurance and urban and rural residents' health insurance.

Common situation: the participant joins the employee health insurance in the organization, but joins the urban and rural residents' health insurance in his hometown.

Third, duplication of insurance mainly occurs in which groups of people?

The problem of duplicate participation mainly occurs in the inter-provincial and inter-system mobility.

Some of the people who move across provinces to join the workforce have joined the urban and rural residents' health insurance in their hometowns and then joined the employees' health insurance in their place of employment.

There are also some migrant workers and students studying in other places who are not clear about their participation in the insurance, resulting in duplicate participation.

What are the principles for handling duplicate participation?

1. In principle, if a person repeatedly participates in the employee health insurance, he or she will retain the relationship with the place where he or she is currently employed;

2. If a person repeatedly participates in the urban and rural residents' health insurance, he or she will retain the relationship with the place where he or she usually resides;

3. If a student repeatedly participates in the employee health insurance, he or she will retain the relationship with the place where he or she is registered in school;

4. If a person repeatedly participates in the cross-system insurance and has been continuously participating in the employee health insurance for more than one year, the employee health insurance will be retained in principle. In principle, the employee health insurance participation relationship will be retained.

V. Can I get a refund after repeated enrollment?

After paying the urban and rural residents' health insurance premiums, if a participant has not entered the entitlement period due to death, duplication of contributions, participation in the employees' health insurance, or participation in the residents' health insurance in other coordinated areas, the participant can apply for a refund of the premiums for the individual while terminating the relevant residents' health insurance participation relationship. After the start of the entitlement period, the suspension of the residents' health insurance participation relationship, individual contributions will not be returned.

It is worth noting that, according to relevant laws and regulations, repeated enrollment can not be repeated to enjoy the health insurance benefits. Participants should retain one participation relationship and terminate other duplicate participation relationships according to their own situation.

Legal basis

Article 19 of the Social Insurance Law of the People's Republic of China

If an individual is employed in a cross-coordinated area, his or her basic pension insurance relationship is transferred with him or her, and the years of contribution are cumulative. When an individual reaches the legal retirement age, the basic pension is calculated in segments and paid uniformly. The specific measures shall be prescribed by the State Council.

Article 20 of the Social Insurance Law of the People's Republic of China

The State establishes and improves the new rural social pension insurance system.

The new rural social pension insurance implements a combination of individual contributions, collective subsidies and government subsidies.