What is the difference between the first generation, the second generation and the third generation social security cards?

The difference is that the first generation card is a magnetic stripe card, and the second and third generation cards are chip cards. The third-generation social security card has the word "flash payment" on its surface, and its technology and security are improved compared with the second-generation card.

(A) differences in financial functions

1. The first generation social security card is just an ordinary card with no financial functions such as cash deposit and withdrawal, transfer and consumption. The second-generation social security card contains chips on the basis of the first-generation functions, and has financial functions such as cash deposit and withdrawal, transfer and consumption.

2.3 generation social security card activation;

The first generation social security card has no financial function and can be used without activation. The second-generation social security card has financial function, which requires the ID card to be activated in the designated bank business hall.

The third generation social security card is a social security card that Ministry of Human Resources and Social Security plans to issue in 20 17. Compared with the second generation social security card, the third generation social security card will be loaded with "contactless" function. Through this technical improvement, it can greatly facilitate cardholders to use cards and expand application scenarios.

(2) From the functional point of view, the third generation card has four characteristics:

1, domestic cryptographic algorithm

2. Online card authentication

3. Contactless card reading

4. Small quick payment.

First, the third generation social security card has been issued. Can the first-generation card and the second-generation card still be used?

Third-generation social security cards shall be replaced voluntarily, without compulsory replacement. The first and second generation social security cards currently in use can still be used. In other words, if the insured person wants to upgrade the social security card, or just loses it and needs to reissue it, he can apply for a third-generation card, and both the first-generation card and the second-generation card can be used normally.

2. Who needs to change the card?

For most people, the most common way to use social security cards is to buy medicine to see a doctor. After getting our own social security card, we all need to go to the local social security bureau to activate the card, and the reason for activating the card is because the card has financial functions. Can play the role of a bank card, as a bank card can also save money to withdraw money. So it is no different from ordinary bank cards, and it has more functions than ordinary bank cards, that is, its social security function. The most prominent and obvious function of social security is to see a doctor and buy medicine, which is the most important function of social security card.

legal ground

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Measures of the People's Republic of China on the Administration of Social Security Cards

Article 4 Social security cards shall be constructed in accordance with the principle of "one card is multi-purpose and universal". The issuance of social security cards in all localities must comply with the requirements of safety, integrity and public welfare, adopt unified national standards and norms, and ensure their use throughout the country.

Article 9 The social security card adopts the unified card face style of the whole country, with the words "Social Security Card of the People's Republic of China" printed on the front and the cardholder's name, social security number, cardholder's photo, card issuing unit and other information printed on the back.