What are the conditions for playing cards in Shanghai?

1. What are the conditions for playing cards in Shanghai?

Playing cards in Shanghai requires the following conditions:

Only motor vehicles with Shanghai household registration, Shanghai residence permit, social insurance or personal income tax for three years before the date of application, and no bus quota certificate, and motor vehicles without bus quota registration.

And hold a valid motor vehicle driver's license, and there are no other road traffic conditions that need to be reported to the Shanghai Municipal Government for approval within 1 year from the date of application.

In other words, you must have a Shanghai household registration (or pay social security for three consecutive years), a private car without a Shanghai license, and a driver's license safety violation record to bid, which means that each Shanghai citizen can only own one car with a Shanghai license.

According to the regulations, the relevant records of road traffic safety violations include: the cumulative score reaches 12; Driving a motor vehicle has committed more than 5 road traffic safety violations; Be temporarily suspended or suspended from political power.

Shanghai licensing process

1. Apply for bus quota auction, submit relevant materials and fill in the letter of commitment.

2. The service center will complete the verification of the applicant's information with the public security, human resources and social security, taxation and other departments within 20 working days.

3. Applicants can log in to the specific links and windows of the website of Shanghai Municipal Transportation Commission, or log in to the mobile phone number of Shanghai non-profit customers to inquire about the progress and results, and the service center will also prompt the applicants to inquire about the results by SMS.

4. Those who pass the information verification are allowed to participate in the auction, and those who fail to apply within one month from the date of verification cannot participate in the auction. If the applicant disagrees with the verification results, he can submit a written application for review to the service center within 10 working days from the date of being informed of the results.

Above license plate: Shanghai household registration or continuous social security payment for 3 years.

Second, how about applying for a license plate in Shanghai? For example, the minimum is 75 thousand, and I'll pay 80 thousand ...

Maybe it is.

3. How long will the Shanghai brand be divided into?

Shanghai brand can be divided into 1 to 3 years. You can apply now, or the contract borrower can apply to the loan bank for a personal automobile mortgage, sign a contract after investigation and consent, and handle the notarization of the car. If there is no personal property right in local commercial housing, loans to buy a car are basically applied directly to the bank, and the interest rate of buying a license plate with consumer credit is not low. Generally speaking, any car will be docked by staff.

Shanghai brand has the highest cost performance in several issues.

Let's take the current average license plate price of more than 90,000 yuan as an example. Assuming that the installment payment is 6 months and the first service fee is 243 yuan, the installment interest rate is 1.62%, and the monthly repayment is 1.5 million yuan, and the total service fee is * * * 1455 yuan. Suppose that the payment is made in installments for 48 months, and the rate is 9.72%, each installment.

Therefore, whether installment payment is cost-effective depends on the different contents of the package. For car owners who can repay 1.5 million in a month, it is definitely cost-effective to pay by installment for six months, but for car owners with poor economic strength and long installment period, the cost of installment will be even greater, and the final cost will far exceed the market trend price.

In fact, no matter what you choose, you don't have to choose installment payment as much as possible when the cost budget is sufficient. Buying a house in full can filter out all the risks faced by installment payment. If you really need to repay by installments, then _ you must choose a reliable financial institution to apply, and carefully grasp the relevant points to prevent being cheated to the greatest extent.

4. Is it cost-effective to play cards by stages in Shanghai?

Shanghai needs to apply for a license plate, and the successful bidder needs to pay the corresponding fee after bidding. Many banks have launched installment loans paid by Shanghai license, and the installment conditions and interest rates of different banks are different.

The installment fee rate of ICBC is about 0.316%; The installment fee of Shanghai Bank is 0.65% for 6 months and 0.6% for 12 months. The interest rate is still relatively low, which is more cost-effective