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Can rural endowment insurance be transferred in different places?
According to the provisions of the Social Insurance Law, individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
Transfer process of endowment insurance in different places:
A. According to national regulations, the personal account amount of endowment insurance and the amount paid by the company (65438+ 02% of the payment base) can be transferred to the new work place or hometown. Among them, the personal account of the transfer is combined with the personal account of the transfer place, and the unit payment is credited to the basic endowment insurance pooling fund of the transfer place. In addition, after returning to their hometown before retirement age, they can continue to pay fees in the name of flexible employees in the local area until they meet the payment period conditions for receiving pension insurance.
B, if you can't find a suitable job in your hometown, you can't continue to participate in job insurance, but you don't want to include Dongguan's job insurance in the new rural insurance. According to the relevant national laws and regulations, household registration personnel can pay in the name of flexible employees at the place where they live, so these personnel can continue to pay in the name of flexible employees after returning to their hometown until they meet the conditions for receiving basic pensions on a monthly basis.
Old-age insurance, the full name of social basic old-age insurance, is a social insurance system established by the state and society in accordance with certain laws and regulations to solve the basic life of workers who reach the working age limit stipulated by the state and terminate their labor obligations or quit their jobs because of old age.
Endowment insurance is an important part of social security system and one of the five most important social insurances. The purpose of endowment insurance is to protect the basic needs of the elderly and provide them with a stable and reliable source of life.
Old-age insurance will take effect automatically after the elderly within the legal scope "completely" or "basically" withdraw from social labor life. The so-called "complete" is characterized by the separation of workers from the means of production; The so-called "basic" means that participation in production activities has not become the main content of social life. The legal age limit is a practical measure.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.
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