Nanjing property market policy relaxed again? Many people in the industry: some people in the restricted area can buy three suites.

Cailian 65438+February 13 (Reporter Wang Haichun) The news of relaxing the purchase restriction policy again came from Nanjing.

Recently, it was reported in the market that families who own two properties in restricted areas (jianye district, Qinhuai District, Xuanwu District and Gulou District) can buy a third suite in Jiang Xinzhou, Nanbu New Town in Qinhuai District, Hongshan New Town in Xuanwu District and Mufu Innovation City in Gulou District.

The people who can increase the number of places to buy houses include: families who are over 60 years old and can provide proof of Nanjing household registration can buy a third suite in Nanjing's four restricted purchase areas; Nanjing registered families working in four restricted areas can buy another second-hand house in the restricted area; Class A, B, C, D talents and doctoral talents with Nanjing household registration can also add a house purchase quota in the above four districts.

"Recently, many real estate agents in Nanjing are delivering this news to buyers, probably because they are worried about being stopped. This measure has not been officially released. What we know now is that some people with Nanjing household registration can operate at present, and those without Nanjing household registration are more difficult. " A real estate agent in Nanjing said.

Many people in the industry in Nanjing told reporters that buyers have issued proof of purchase.

A senior person in the industry in Nanjing sent a screenshot of the qualification certificate of buying a house to the reporter. The header is a screenshot of the qualification of buying a house in Nanjing Industrial Cluster, and the time is marked as 65438+February 8, 2022. Item 4 of the "Special Tips" shows that the certificate is limited to the purchase of commercial houses and second-hand houses in industrial clusters (jianye district Jiang Xinzhou Eco-tech Island, Qinhuai District Southern New City, Xuanwu District Hongshan New City, Gulou District Mufu Innovation City).

For some people in the fourth district of Nanjing, they can buy three suites. Relevant persons from Nanjing Housing Security and Real Estate Bureau replied to the reporter and did not convey the notice.

The staff of Nanjing Real Estate Market Trading Center also told the reporter that it has not received the relevant written or oral notice yet, but its further introduction can be viewed in the trading halls of various jurisdictions.

"We didn't get a clear notice of the policy change. Every family is different. Can you issue a proof of purchase and submit relevant audit materials to the service window to understand the results? " The staff of the above trading center added.

Zhao Qian, an analyst with the Central Reference Institute, told reporters that this year, the property market policy adjustment in some places will be carried out through window operation and offline pilot. The recent adjustment of the purchase restriction in the four districts of Nanjing may also draw lessons from this idea.

"Nanjing has frequent policies this year, but overall, the comprehensive effect is less than expected. The property market transaction is not active, and the local authorities have a strong incentive to further relax the purchase restriction. On the other hand, it is not easy to grasp the scale of policy changes because of the changeable market trends this year. If there is a gap, the adjustment at the operational level will be easy to recover without leaving too many traces. " Zhao Wei said.

Zhang Hui, vice president and secretary general of Nanjing Real Estate Association, pointed out in an interview that from the perspective of policies and market trends, activating improved demand is an important aspect of policy adjustment in various places. Some people in the fourth district of Nanjing can buy three suites, aiming to stimulate the vitality of this demand.

"Nanjing 1 1 The transaction of new houses has improved slightly, but the property market is still at a low point, and the transaction volume has increased, so that the market can really stabilize. Improved demand will play an important supporting role in stabilizing market transactions. " Zhang Hui added.

According to the data of Ke Rui, the transaction area of new commercial housing in Nanjing in June was 1 1 10,000 square meters, up 44% from the previous month and down 2 1% year-on-year. 1- 1 1 The transaction area of new commercial housing was 6.7 million square meters, down 34% year-on-year.

One week before the adjustment of the regional policy of purchase restriction, some banks in Nanjing adjusted the policy of commercial mortgage loan for second homes. If the first home loan is not settled, the down payment ratio of the second home will be reduced to 40%, and the interest rate will be 4.9%. A number of real estate agents in Nanjing told reporters that some banks have begun to implement it.

Prior to this, Nanjing has started several rounds of property market policy adjustments, and relaxing the purchase restriction is particularly interesting.

At the end of April this year, the condition for non-Nanjing registered households to apply for a house purchase was changed from two years' accumulated social security or tax payment in Nanjing within three years to six months' accumulated social security or tax payment in 1 year (overdue is not counted). On June 13, Nanjing relaxed the purchase restriction policy again: non-Nanjing residents who have paid social security for six months can directly issue the purchase certificate. Many people in the industry believe that the threshold for foreign residents to pay social security for six months is already very low, which is equivalent to releasing the purchase restriction in disguise.

"Nanjing's urban energy level is high and its economic strength is not weak. However, the current downturn in the Nanjing property market is relatively rare in recent years. It is still necessary for local governments to gradually and moderately relax the property market policy. Although the market still has a wait-and-see mood, with the gradual improvement of the economy and the recovery of market confidence, with the support of local policies, the pace of property market recovery is expected to accelerate. " Zhang Hui said.