How to replace the medical insurance

Prepare the relevant materials, go to the health insurance agency to complete the formalities, wait for the audit and payment of fees and other steps.

I. Prepare relevant materials

First of all, you need to prepare the following materials in order to reapply for your health insurance:

1. Valid ID documents: including ID card, household registration book, etc., to prove your identity and personal information.

2. Invoices for medical expenses incurred during the period of de-insurance: If you have incurred medical expenses during the period of de-insurance, please keep the relevant invoices for reimbursement after reissuing the medical insurance.

3. Other relevant certificates: Depending on the specific requirements of different regions, you may need to provide other relevant certificates, such as proof of residence, proof of employment, and so on.

Second, go to the health insurance agency to complete the formalities

After you have prepared the materials, you need to go to the local health insurance agency (such as social security bureaus, health insurance centers, etc.) to complete the procedures for reimbursement. During the process, you need to fill out the relevant forms and submit the prepared materials.

Three: Waiting for review

After submitting your documents, the health insurance organization will review your application. During the review process, staff may contact you to verify relevant information. Please keep your phone number free so that you can receive the results of the audit in a timely manner.

Fourth, pay the fees and get the card

After the audit, you need to pay the corresponding medical insurance fees according to the requirements of the medical insurance organization. Once the payment is completed, you will receive your new health insurance card, which will allow you to resume your health insurance benefits.

In summary:

After you have been disenrolled from your health insurance, you will need to prepare the relevant documents and go to the health insurance organization to complete the procedures for replacing your health insurance. After submitting the documents, you will have to wait for the approval and payment of the appropriate fees to receive a new health insurance card, which will restore your health insurance benefits. Please note that the process and requirements may vary from region to region, so please consult with your local health insurance office for details.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 23 stipulates:

Employees shall participate in the basic medical insurance for employees, and the employer and the employees shall pay the basic medical insurance premiums in accordance with the state regulations***.

Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance for employees at their employing organizations, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.

Article 27 stipulates:

Individuals who have participated in the basic medical insurance for employees and have paid contributions for a total of a specified number of years by the time they reach the legal retirement age shall no longer pay the basic medical insurance premiums after their retirement, and shall be entitled to the basic medical insurance benefits in accordance with the provisions of the state; if they have not yet reached the state-specified number of years, they may pay contributions for a total of up to the state-specified number of years.