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How do flexible employees pay medical insurance?
With the continuous progress of society, there are many freelancers in society. Because these freelancers don't have a work unit and no company pays medical insurance for them. Considering the needs of these freelancers, the relevant departments have issued relevant policies to solve the problem of medical insurance payment for them. Let's take a look at the specific solutions.
1. What are the ways for flexible employees to pay medical insurance?
There are two main ways for flexible employees to pay medical insurance. 1 The option is to pay employee medical insurance. Although the cost of this insurance is relatively high, the reimbursement ratio is also relatively high.
The specific payment method of this kind of insurance is to go to the medical insurance bureau to pay, or pay on the mobile APP. If you don't want to go out, you can pay for medical insurance by WeChat or Alipay. This insurance needs to be paid every month.
In addition to medical insurance for employees, flexible employees can also participate in medical insurance for urban and rural residents. The cost of this kind of insurance is relatively low, only a few hundred dollars a year.
However, this kind of medical insurance reimbursement ratio is relatively small. Generally, 50% can be reimbursed for hospitalization, and about 70% can be reimbursed for hospitalization.
Second, is there a difference between flexible employment medical insurance and employee medical insurance?
There is no difference between flexible employment medical insurance and employee medical insurance. The two are the same. Flexible employees can pay only two kinds, one is endowment insurance and the other is medical insurance.
As for people who work in the unit, they can also pay maternity insurance, housing provident fund and unemployment insurance. Generally speaking, flexible employees and employees enjoy basically the same treatment.
Summary: If flexible employees want to pay employee medical insurance, they can go directly to the Medical Insurance Bureau to open their own medical insurance accounts, and then pay on their mobile phones.
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