Xi'an purchase restriction policy 2023

2023 Xi'an purchase restriction policy can be divided into: home purchase conditions, home purchase loan policy, home purchase tax policy, specific purchase restriction policy, other policies, regulatory measures and other aspects.

One, the conditions of purchase

1, the city's household registration resident family:

(1) at least one of the resident family members with the city's household registration for 1 year, you can buy a housing.

(2) If at least two members of the family have been registered in the city for at least one year, they can purchase two houses.

(3) If at least 3 members of the family have been registered in the city for 1 year, they can buy 3 houses.

2. Non-city resident families:

(1) Holding a Residence Permit of Xi'an City and paying social security or personal tax continuously in Xi'an for 2 years before the date of purchase.

(2) Those who have paid social security or personal tax in Xi'an continuously for 3 years or more in the 2 years prior to the date of purchase can purchase 1 housing unit.

(3) If you have paid social security or personal tax in Xi'an continuously for 5 years or more in the 2 years prior to the date of purchase, you can purchase 2 houses.

Second, the home purchase loan policy

1, the down payment ratio for home purchase: the down payment ratio for families with household registration in the city is not less than 30%, and the down payment ratio for families without household registration in the city is not less than 40%.

2. Loan interest rate: the loan interest rate for the purchase of a home shall be implemented in accordance with the loan interest rate of the same grade for the same period announced by the People's Bank of China.

Three, the purchase of tax policy

1, exemption from the deed tax: the purchase of the first home of the city's resident families, exemption from the deed tax.

2. Reduction and exemption of personal tax: for individuals who sell their own homes within one year of re-purchase, and in line with the only housing of the resident family housing, can be reduced or exempted from personal tax.

Four, specific restrictions on the purchase of policy

1, the city's resident families in the restricted area of the purchase of 2 sets of housing.

2, non-residents of the city's household registration is limited to purchase 1 housing in the restricted area.

V. Other Policies

1. Support for Talent Purchase Policies: Talents introduced in accordance with the Xi'an Talent Introduction Policy will be supported in the purchase of housing. Specific policies are subject to the Xi'an City, the introduction of talent policy and the implementation of the rules for the purchase of housing.

2, support for rental housing policy: rental housing investors, support in the purchase of housing. Specific policies to the Xi'an City rental housing policy and the implementation of the rules for the purchase of housing shall prevail.

6, regulatory measures

1, the establishment of a sound real estate market regulatory mechanism, strengthen the supervision of real estate development enterprises, intermediaries and other related subjects, standardize the market order.

2, the violation of home-buying policies, price gouging, false propaganda and other behaviors, in accordance with the law to deal with.