How many years does it take for Jilin Province to enjoy life-long medical insurance?

When the insured person of medical insurance in Jilin Province reaches the age of 60 for men and 55 for women, the accumulated payment period of basic medical insurance premium is not less than 25 years for men and not less than 20 years for women, among which the actual payment period of basic medical insurance premium must be not less than 15, and they can enjoy medical insurance benefits for life.

How long is the social security payment period in Jilin Province?

The payment period of social security in Jilin Province is 15 years. The payment period of social old-age insurance (including deemed annual payment) must reach 15 years, and the pension can be received monthly only after reaching the legal retirement age. More than 15 years, the longer the payment period, the more pensions.

Among them, the unemployed can be exempted from paying the old-age insurance premium during the period of receiving unemployment benefits, and their personal accounts are temporarily kept until they are re-employed, and the payment period is continuously calculated.

Need to remind you that the main factors that affect the pension level are: the average local social wage in the last year before retirement, the level of payment base, the length of payment period and so on. The higher the payment base, the longer the term, and the more pensions you receive when you retire.

At present, China implements an old-age insurance system that combines social pooling with individual accounts, which needs to be paid by enterprises and individual employees. China's unified basic old-age insurance system for enterprise employees stipulates that employees who join the work after the implementation of the old-age insurance measures will be paid a monthly pension if their personal contribution period has accumulated to 15 years after retirement; Those who have accumulated less than 15 years will not enjoy basic pension benefits after retirement, but will only pay the amount stored in their personal accounts in one lump sum. If the individual payment period is over 15 years, transitional pension and transitional adjustment fund will be issued on the basis of basic pension and personal account pension. Among them, those who retire after the implementation of the measures, and those whose accumulated payment period is over 10 and less than 15, can also pay basic pensions on a monthly basis; If it is less than 10 years, the amount stored in the personal account shall be paid to me in one lump sum.

What is the calculation method of social endowment insurance payment amount?

(a) the amount of enterprise contributions = 20% of the total wages of enterprise employees; Individual contributions of employees = approved payment base ×7% (currently 7%).

(two) individual workers (including individual industrial and commercial households and freelancers) payment amount = approved payment base x18%.

For example, in 2002, Hebei Province announced that the social wage in the province was 747 yuan per month, so the payment base can be selected between 747-224 1 yuan. The minimum annual payment is 747× 18%× 12= yuan, and the maximum is 2241×18 %×12 = yuan.

To sum up, endowment insurance has become one of the insurance premiums that young people must pay in today's society, because its risk is extremely low. With good policies and high welfare, everyone will get old, so everyone should make plans for their future. Therefore, the old-age insurance should be paid in time, not in arrears or deliberately not paid, and be careful not to be cheated by some lawless elements in the payment of insurance. Years.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 25 The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years stipulated by the state may pay fees to the state.