Is social security card a bank card?

It depends on personal circumstances. If the cardholder's social security card is opened for the first time at the accepting bank, the social security card is a kind of card; If you open an account for the second time or more, it does not belong to the card type.

The Social Security Card of the People's Republic of China refers to an integrated circuit (ic) card which is uniformly planned by Ministry of Human Resources and Social Security and issued to the public by local human resources and social security departments and used in various business fields of human resources and social security.

Social security cards have a wide range of functions. Cardholders can not only use the card for real-time settlement of medical insurance personal accounts, but also handle endowment insurance affairs; Go through the formalities of job registration and unemployment registration; Apply for unemployment insurance; Apply for employment training; Apply for labor ability appraisal and enjoy work-related injury insurance benefits; Handling labor and social security affairs online.

The social security card adopts the national unified standard, and the social security number adopts the citizenship number in accordance with the relevant provisions of the Social Insurance Law.

Debit cards are divided into class I cards, class II cards and class III cards. One type of card is a full-featured account. Generally, your first debit card in the bank is a kind of card, which can handle transfer, consumption, payment, wealth management, deposit and other businesses. The second card has a consumption limit, with a daily limit of 1 10,000 and an annual limit of 200,000.

There are many restrictions on the three types of cards, and only some small consumer bank cards can be used, which is the so-called Class I households. Class I accounts have the following characteristics:

1. Unique holding capacity: a bank can only handle one first-class account.

2. Wide range of functions: Class I account is a full-featured bank settlement account, which must be opened at the counter or through the bank self-service machine and recognized by the bank staff in person. Depositors can handle all financial services such as deposit, purchase of financial products, cash withdrawal, transfer, consumption and payment through Class I accounts.

3. The transaction is not limited: both social security cards and bank cards can be used as bank cards (savings cards). Social security card is a kind of card. The funds of the second-class card account come from the first-class bank account. Unlike the first-class card account, the second-class card cannot access cash or transfer money to an unbound account.

What is a social security card?

Social security card refers to the social security card of the People's Republic of China. Unified planning is carried out by special state organs, and social security cards have a wide range of functions. Cardholders can not only use the card for real-time settlement of medical insurance personal accounts, but also handle endowment insurance affairs; Go through the formalities of job registration and unemployment registration; Apply for unemployment insurance.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.