How to calculate the pension payment period

The calculation method of pension payment period is as follows:

1. First, it is necessary to determine the starting year and ending year of social security contributions of the insured;

2. Then, add up the social security payment years actually paid by the insured during this period to get the total payment years;

3. Finally, according to the insured's payment base and the local pension insurance policy, calculate the pension insurance treatment amount and collection time.

The payment process of endowment insurance is as follows:

1. First of all, you need to apply for endowment insurance at the local social security bureau or the human resources and social security department and get an endowment insurance card;

2. Then, you need to provide the endowment insurance card, ID card and other relevant documents to the human resources department or financial department of your unit;

3 units according to the personal salary and length of service to the social insurance fund to pay pension insurance. Generally speaking, my pension insurance expenses are paid by individuals and units, accounting for 8% and 20%;

4. You can check the payment of endowment insurance through the Social Security Bureau or the human resources and social security department to ensure the accuracy of payment records;

To sum up, there may be differences in pension insurance policies and standards in different regions, so the calculation results of specific pension payment years may be different. In addition, if the insured person's payment period is insufficient, you can consider continuing to pay social security or paying back, so as to increase the amount of pension benefits and the time for collection.

Legal basis:

Article 12 of the Social Insurance Law of People's Republic of China (PRC)

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.