Flexible employment first class retirement open how much

Flexible employment social security pension consists of a basic pension and personal account pension.

1. basic pension: basic pension = the province's average monthly salary of employees on the job in the previous year * (1 + my average contribution index) ÷ 2 × years of contribution × 1%. 100% grade to pay social security, my average contribution index is 1. 60% grade to pay, my average contribution index is 0. 6. taking into account the factor of rising wages, the social wage at the time of retirement should be higher than the average social wage at the time of contribution. Considering the factor of wage increase, the average social wage at the time of retirement should be higher than the average social wage at the time of contribution, if at the time of retirement, the local average social wage is 6000 yuan per month, 100% grade contribution, then the basic pension is: 6000*(1+1)/2*15*1%=900 yuan. That is to say, when a flexible employee retires, he or she can receive a basic pension of 900 yuan per month.

2. Individual account pension: flexible employed people pay social security, not all credited to the individual account, only 40% of the contribution amount credited to the other 60% credited to the social co-ordination account, if you pay 15 years, 10,000 yuan per year, 15 years is 150,000 yuan, of which 40%, that is, 60,000 yuan credited to the individual account, according to the requirements of the age of 60 years old to retire, the individual account pension The number of months of pension accrual is 139 months, that is to say, the 60,000 yuan in the 139-month period of average distribution. Then the personal account pension is: 60,000 yuan / 139 months = 432 yuan / month.

In summary, the monthly amount that a flexibly employed person can receive when retiring from Social Security is $900+432+1332.

I. Calculation of pension

The calculation of pension is complicated, and needs to take into account several factors, including the individual's contribution to the pension insurance premiums, the time of payment, the number of years of work, and the contribution base. Below, we will analyze each of these factors in detail.

1. Individual pension contributions

Individual pension contributions are one of the most important factors in the calculation of pensions. According to the state regulations, the individual's contribution to the pension insurance cannot exceed 20% of his/her salary. Therefore, if a flexibly employed person's monthly salary is 5,000 yuan, he can pay a maximum of 1,000 yuan of pension insurance premiums per month.

2. Time of payment

The time of payment is also an important factor in pension calculation. According to the state regulations, a person needs to have paid pension insurance premiums for 15 years in order to enjoy the basic pension. If a person pays for less than 15 years, then he will not be able to enjoy the basic pension and can only receive a personal account pension.

3. Years of work

The number of years of work is also an important factor in pension calculation. According to state regulations, the more years a person has worked, the higher the pension he can receive. Therefore, it is important for flexible workers to work as much as possible before retiring so that they can receive a higher pension.

4. Contribution base

The contribution base is also an important factor in pension calculation. According to the state regulations, the higher a person's contribution base is, the higher pension he can receive. Therefore, flexible workers should choose a higher contribution base as much as possible when paying pension insurance premiums so that they can get a higher pension.

I hope the above can help you, if you have other questions please consult a professional lawyer.

Legal basis: "The Chinese people*** and the State Social Insurance Law" Article 23 employees should participate in the basic medical insurance, by the employer and the employee in accordance with the provisions of the State*** with the payment of basic medical insurance premiums. Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance of employees in the employing organization, and other flexibly employed persons may participate in the basic medical insurance of employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.