Social security has been paid for five years. Can I get a refund?

If you don't pay for five years, you won't get a refund. There are strict conditions for surrender, and only the part paid by the individual can be returned. The conditions are as follows:

1. If the two places pay the fee repeatedly, the fee for one place will be refunded.

2. Those who have settled abroad or in Hong Kong, Macao and Taiwan may apply for surrender.

3. If he dies before the retirement time, family members can withdraw funds from their personal accounts.

If you don't have enough years to pay in retirement and don't want to make up, you can apply for this money from your personal account.

One: social security generally does not refund money:

If the social security is not paid after 5 years, it will not be returned to the client; The balance in the social security account may not be withdrawn in advance, but it may be inherited by the heir after the death of the party concerned. The Social Insurance Law stipulates that individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Second, extend reading legal knowledge.

What date can I pay social security before that month?

Lawyers said that social security fees are generally paid before the 25th of each month, and the specific payment time should be determined by the local social security department. Three: Are insurance and medical insurance paid together? Lawyers said that social security and medical insurance are paid together, and medical insurance is also a part of China's social insurance system. China's Social Insurance Law stipulates that the social insurance system adheres to the principles of wide coverage, basic protection, multi-level, sustainability and social insurance.

Four: How to check the validity period of the social security card?

Lawyers said that parties can use WeChat, Alipay and other apps with social security inquiry function to check the validity period of social security cards. At the same time, you can also bring your ID card to the local social security agency for offline inquiry.

legal ground

People's Republic of China (PRC) social insurance law

Article 14 Individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Seventeenth individuals who participate in the basic old-age insurance, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.