I've been a soldier for 5 years, and I'm 40 years old. Is it worthwhile for freelancers to buy social security?

I've been a soldier for 5 years, and I'm 40 years old. Is it worthwhile for freelancers to buy social security? When you are a soldier for five years, in fact, during your five years as a soldier, you can evaluate our own deemed payment period. Because every year you are a soldier is regarded as the payment period of social endowment insurance and medical insurance for one year, you can calculate the total payment period of these five years normally. After you are naturally demobilized as a soldier, your personnel file, including some formalities, will be transferred to the regional civil affairs department, and then the civil affairs department will verify it for you and then transfer it to social security.

So for something like you, when you are a soldier for five years, if you don't participate in social endowment insurance, then I also have a cumulative payment period of five years. Of course, you are only 40 years old this year, so it is no problem to pay social security from today!

Now we pay social security according to flexible employment, and our old-age insurance and employee medical insurance are completely correct. Because we participate in the endowment insurance and employee medical insurance in the form of flexible employment, the social endowment insurance and medical insurance that he and the employees of the company participate in are completely consistent. If these two years are based on flexible employment, for example, after a few years, you find a new job enterprise. Then you can transfer the social security paid during your flexible employment to enterprises and institutions to pay social security again, which can reasonably increase your total payment period. Therefore, it is no problem to pay according to the status of flexible employees.

It's just that for you personally, flexible employees will pay more for social security, because after all, there is no enterprise or institution to help you bear the proportion of part of the payment, that is, the proportion of each payment you independently bear in full, which means that they can choose 60%~300% of the total cost of social endowment insurance, and of course, they should choose the payment level that suits them according to their personal needs, 60%.

In that way, medical insurance can choose high-grade and low-grade transactions for high-grade and low-grade payment. The most important difference is that creating a high-level personal medical insurance account is actually equivalent to generating a certain account balance from your medical insurance card, and its refund ratio should be about half. If it is not easy to create an account balance from your medical insurance card according to the low-grade payment, it is said that there is no money in your medical insurance card, so I need to go to the pharmacy to buy medicine and see a doctor, and I need to pay in cash myself to get out of trouble.