Job Recruitment Website - Social security inquiry - Can rural social security be supplemented?
Can rural social security be supplemented?
1. The insured of rural old-age insurance can pay back the unpaid premiums during the payment period. When the insured reaches the age of receiving pension, if the payment does not reach the minimum payment limit 15, the insufficient pension insurance premium can be paid in one lump sum;
2. Pay the old-age insurance premium on an annual basis, and the standard for paying the old-age insurance premium is determined according to the lowest grade marked in the year when paying the old-age insurance premium. Moreover, paying the old-age insurance premium cannot enjoy government subsidies;
3, the old-age insurance premium payer to carry relevant materials to the domicile street or township community center for payment procedures. Therefore, China's rural endowment insurance system implements annual payment, and no longer enjoys government subsidies during the payment period. However, the state still takes care of rural insured persons, and they can also enjoy rural old-age insurance as long as they pay the corresponding fees in one lump sum.
Some differences between agricultural insurance and social security are as follows:
1, the insured objects are different, and the agricultural insurance is mainly rural residents who are 16 years old and have not participated in the employee pension insurance. Social security mainly includes employees of enterprises and institutions and individual industrial and commercial households without employees.
2. Under different payment ratios, the individual payment standard of rural basic old-age insurance is 1.200 yuan per year, and the insurance subsidy is 240 yuan per year. General social security units pay 19% of the salary, individuals pay 8% of the salary, and flexible employees pay 20% of the local average salary;
3. The collection period is different. The age for men to receive agricultural insurance is 60, and that for women is 50. The age of receiving social security for men is 60 and that for women is 55.
Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC).
Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.
Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
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