What is the balance of the social security card? Where can the money in the social security card balance be used?

Where does the balance of social security card come from?

1, our social security card is divided into two accounts, one is a medical insurance card account and the other is a financial account, so this financial account is actually an ordinary bank card account for us, so this medical insurance card account is the account generated when we go to the hospital to see a doctor or buy medicine.

2. The balance in the people's medical insurance card account refers to our medical insurance card account. As long as we pay medical insurance at the rate of 8%, the corresponding balance will be generated every month and will enter our medical insurance card account. In other words, for example, if you are an employee of an enterprise, then the individual pays 2% and the enterprise pays 6% every month, so the total contribution ratio is 8%. This 8% payment ratio means that you can enjoy the return of your personal medical insurance account.

3. In the personal medical insurance account, the proportion of how much money to return is determined according to the actual age of the individual. In general, the proportion of individuals under 35 is about %2, the proportion of individuals aged 35 to 45 is about 2.5%, and the proportion of people aged 45 to 55 is about 3%! The rate of return for people over 55 is about 3.5%. Therefore, the older an individual is, the higher the expenses incurred in his personal balance. In fact, retirees can also generate corresponding balances, so retirees are generally older, so the proportion will be higher.